If you live in an apartment or if you're planning to rent an apartment, it's important to know the financial standing of the apartment complex or landlord. If the landlord or the company that owns the apartment complex is having financial trouble, the building could be in foreclosure. If this is the

Many of our clients lose money every quarter or every year because they didn’t want to spend the money to have adequate estate and/or business plans prepared for us. Some readers may be in that position so this article will them some things to think about.

Why do you need to make a will? First of all, a will is a document, validated by the court of law, where you can state how you want your property to be distributed to different people of your own choice. These people can be your spouse, you children, your siblings, parents, and other family members.

Define Certificate of Deposit (aka CD) and what is a domestic CD and what are the International CD options such as Offshore CD or Eurodollar Certificates of Deposit. The advantages of International CD are higher interest rates, income tax benefits, anonymity. BNP, Banco Nacional do Panama. London In

General Partners in family limited partnerships cause red flags for abusive tax-free wealth transfers. Describe how family limited partnerships work. Gifting to the younger generation as a tax deferral strategy can use two discount estate tax valuations of underlying assets up to 70%. Disadvantages

Consumers interested in mailing packages overseas can select from many shipping options, including the United States Postal Service (USPS) and private companies such as FedEx, DHL, and the United Parcel Service (UPS). The type of package, how fast it needs to arrive at its destination, and the cost

A common geometry assignment at school is to find the perimeter of irregular shapes when not all the dimensions have been given. Basic problems like this involve shapes made up of right angles, but not forming a uniform square or rectangle, or shapes that have angled edges on one or more of the side

A last will and testament details what happens to everything you own or inherit in the case of your death. It dictates who gets what and when, who will be in charge and what kind of power he will have. A last will and testament needs to be as detailed as possible, and it's important not to leave any

Probate is the state court process used to settle a deceased person's final affairs. Learn how probate of an estate works here.

Oracle, the database software created by the company of the same name, provides many advanced features that allow for effective information management. One such feature is Item Cataloging, which is the ability to create a catalog of items in your database. Within this catalog, you can refer to eac

Misplaced wills can be a source of chaos after a loved one has passed away and can cause frustrating legal issues for the heirs. A missing will may also indicate the deceased had the original revoked or replaced, which can open up an even messier can of worms. Even if you are able to obtain a photoc

A Living Will, sometimes referred to as an "advanced medical directive" is a document which lets you decide whether or not to be kept on artificial life support. The document appoints someone as your health care power of attorney to make important health care decisions on your behalf, base

Through a quirk of history, the United States never developed a centralized database of recorded deeds and other property ownership documents. As a result, entire cottage industries of title searching companies and title insurance have arisen to protect buyers and lenders from surprise claims agains

Voting is a right that many individuals exercise in local, state and national elections. When you move it's important to register your new address with the relevant authorities. Your address determines which congressional district you can vote in, and which local elections you can participate in. In

A trust is an essential part of any asset protection plan or estate plan. It also has significant privacy benefits. A trust is a legal arrangement that has been around for a minimum of several hundred years. Every trust, regardless of the type, has certain essential characteristics. A trust is going

Quitclaim deeds transfer a claim of real estate ownership from a grantor, or giver of a claim, to a grantee, the recipient. A quitclaim deed is used for property with a fixed location, such as land and the home located on that land. The deed allows the grantee rightful ownership of the property valu

As an elder law attorney, one of the questions I am most frequently asked is, "Should I transfer my home to my child?" My answer is always the same, "It depends on the goal you are trying to accomplish." This article will discuss some of the issues you need to consider before dec

With nursing home costs now averaging close to $80,000 per year, it's no wonder many seniors need the help of Medical Assistance or Medicaid when they hit a major health crisis. But the Medicaid program is designed to pay certain medical expenses for individuals who cannot pay those expenses th

Probate laws are meant to divide estates justly.US Supreme Court image by dwight9592 from Fotolia.comProbate is the legal process by which an estate's assets are divided up to pay off debts and taxes, with the remaining assets shared among the heirs. The Ohio State Bar Association says...