Society & Culture & Entertainment Society & Culture Misc

At Least They Mean Well

Congress appears to be trying to save us from the jaws of a financial calamity on the scale of the Great Depression.
If you don't place too much faith in the ability of our Congress to get important things done quickly, you should at least feel good knowing that they mean well.
As a lame-duck president tries to exit his office as quietly as possible, and the president-elect submits ideas and programs for the restoration of economic health once he becomes president, one wonders if any of it will help, and if so, how long it will take.
More realistically, if you're going to survive these difficult economic times, you're going to have to do it by yourself.
The president-elect has proposed a bailout package that focuses on restoring America's failing infrastructure.
In its initial stages, the program calls for an investment of over $100 billion to shore up America's crumbling bridges, roads, as well as government buildings and public schools.
The thinking is that this large-scale investment will create millions of jobs, and pump much-needed dollars back into the American economy.
These efforts will also serve to modernize America's government buildings, making them more energy-efficient thereby generating increased savings through reduced energy costs.
This of course sounds great-if it really happens.
Congress is notorious for dragging its heels on matters such as this, as lawmakers crumble into endless debate over who gets what and how much they're willing to spend.
This is the American system of government work, and although it's arguably the best the world, if you've just lost your job as the recession encircles you and your family, their efforts might seem to be too little too late.
Again, at least they mean well.
Surviving and thriving in the recession essentially becomes a matter of personal preference.
You can sit on the side lines and watch it all unfold, hoping that your government is able to save you from financial ruin.
A more realistic approach however is to take matters into your own hands and ensure your financial well-being and long-term fiscal health.
The first step in doing this is to create a detailed financial plan that addresses all aspects of your financial condition.
Make provisions for job protection, and a contingency plan if you job is eliminated.
Review your investment portfolio, and take steps to not only preserve your wealth but to create more wealth.
If you're unsure how to do this, it might be advisable to obtain financial education in order to learn the skills and strategies necessary to survive and thrive in an economic downturn.
The Internet is a tremendous resource for this type of knowledge, and can help you prepare to salvage your financial future.
Your government is work
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