Home & Garden Personal Safety & Security

How to Respond to a Home Security Breach

Naturally, the majority of energy spent by homeowners securing their home is spent on prevention.
By installing a home alarm system, you are securing the structure and surrounding area with the hope of preventing a robbery first and scaring away an intruder second.
It's definitely the way to go.
As with any plan, however, nothing is foolproof, and you should know how to respond in case your alarm has failed or if police arrive after a burglar has already made his getaway.
First, notify the police of what happened, if they aren't already on their way.
If you feel response time is important, use 911.
A criminal may be running away nearby, still vulnerable to capture.
If your home security system is equipped with a security camera, check the tape for a description of the perpetrator.
It could help police if someone suspicious is witnessed in the area.
Second, search each and every corner of your home, starting with the most valuable items first.
Check your computer to see if it has been used and what were the latest files opened.
Criminals with computer expertise can do frightening amounts of damage.
If you are in the habit of carrying a limited amount of credit cards on your person -- i.
e.
, if you leave some at home -- see if they are gone.
Calling your credit card company or banks immediately to cancel cards could end up saving you thousands.
Keeping a safe at home is always recommended, to avoid these dangers.
Third, compile a list of stolen valuables and contact your insurance company.
Whether you are renting an apartment or own your dream house, no home security plan is complete without an insurance policy.
Hopefully, you have registered your valuables and can be compensated accordingly.
Using a safety deposit box is advisable if you are unsure of your safe's durability.
Fourth, once you have received a copy of the police report, try and control the damage.
Get on the phone with your credit card companies and find out what amount -- if anything -- you will be responsible for.
The same goes for your insurance company, once their investigation is complete.
If you find something lacking in the policies of either industry you have contracted, consider a new company.
It's a horrible way to get into the company's precise operating procedures, but at least you have found out.
It could be worse next time.
Finally, be sure to get a lot of feedback from your home security company on what exactly happened.
If they have guaranteed one thing or another, make sure all of their promises were kept.
If something is irregular in the way your home alarm was bypassed, get a detailed account of why it happened and how your coverage didn't stop it.
Malfunctions are certainly not impossible, but a security company's job is to back you up in the worst of times.
Make sure they did everything within their power and technology to protect your family from the intrusion.
Your personal safety has nothing to do with company loyalty.
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