Debt can cripple your financial security and your ability to plan for the future. In America, as of 2010, 40 percent of all households spend more each year than they make. The average American carries $8400 worth of credit card debt and pays $950 worth of credit card interest per year. Ninety-six pe
Due to advances in medical care, better nutrition and generally higher standards of living, more people are living longer. This presents unique challenges in every area of a person's life, but especially when it comes to finances. Methods of saving and planning for retirement used by...
Attitudes and Behaviors of the Affluent - How do you Compare? Thomas J. Stanley and William D. Danko have met with and conducted research among wealthy Americans since the early 1970s. As the title of ...
Accumulating a large retirement portfolio is not difficult if you understand the proper steps involved and you make a commitment to do so from an early age. When you decide to get started saving for your retirement, you need to know where to put the money and what to do with it once it is there.
A serious car crash, heart attack or house fire are all situations that may require urgent medical attention for those involved. MedEvac, a contraction of "medical evacuation" missions have been performed since horse and buggy days. Air evacuations began in the 1920s, with helicopter missions beginn
Green. It's the new black. Whether it's cycling to work or recycling the plastics and papers, everyone's talking about saving energy to save the planet. And guess what? It can save you money too. 1. ...
Canadians who cross the border and work in the United States on visas may build sizable retirement assets in employer plans and IRAs. When returning to Canada, you may wish to move assets back into Canadian investment structures to avoid having to file taxes in two countries. An RRSP is a Canadian R
Stopping payment on a check and issuing a replacement check can help you avoid a series of bounced checks. Consider, for example, that you and your partner have failed to communicate regarding checks written on your joint account. You realize that a check written for $500 is going to cause a number
All four uniformed services plus the Coast Guard offer firefighting as an enlisted occupational specialty. Their responsibilities include fire prevention on military installations and responding to fires in and around military posts, including range fires, wildfires on military installations and bui
The better we can live our lives and attain personal satisfaction, depends on how well we know ourselves. Educational resources on retirement is frequently less plentiful and most of the time incorrect. Our attitudes provide ...
American Samoa is a U.S. territory located in the South Pacific. The American Samoa Department of Education operates 24 early childhood education centers, 23 primary education facilities and six high schools serving about 14,450 students as of 2011.
Supplemental Security Income, or SSI, is a program administered by the Social Security Administration to provide assistance to those who are disabled or blind and have limited income and resources. As of 2011, the SSI monthly benefit rate was $674 for individuals and $1,011 for couples. Student loan
Your FICO or credit score is an important number that affects your ability to receive loans and various other types of financing. Some consumers pay little to no attention to their credit file, and, as a result, some people develop a negative credit rating. But even if you currently have a low credi
The U.S. Department of Housing and Urban Development and other federal agencies provide home-ownership grants to income-qualified households. Seniors that are first-time home buyers, or who have not purchased a home within three years of applying for a grant are eligible for help. Grants are awarded
In tough economic times people often seek to earn a little extra money. One of the ways that you can earn additional funds is via filling out online surveys. An online survey can be about nearly any subject at all. Survey companies are looking for people who can answer all sorts of questions about p
You can fix your damaged credit history and achieve a credit score that's worthy of quick approvals and lower interest rates. Credit is important if you want to buy a house or finance a car. But past mistakes, such as a bankruptcy or delinquencies, harm your rating. Employ credit tactics to help rep
You can improve your credit rating after bankruptcy.wallet image by musk from Fotolia.comIndividuals go into court to receive bankruptcy discharge. The legal action protects debtors from being sued by creditors who seek compensation for outstanding payment owed on services and products...
Being thrifty is often confused with being stingy, but they are not the same. Living a thrifty lifestyle means finding creative ways to get everything you need for less money. The object of being thrifty is to find the best bargains so that you will spend the least amount of money to live comfortab
Many pet owners have trouble affording healthcare when their pet has a sudden unexpected illness or accident and needs to spend time in the hospital. Thankfully, many veterinary offices and charitable organizations understand the financial restraints pet owners can face and have set up programs to h
When one begins hopping for a mortgage, their first priority is often to simply secure the loan at any cost. They often have the dream of owning a home so firmly planted in their heads ...
