- 1). Call your bank or credit union at the customer service number listed on your bank statement or on the back of your debit card. Tell the representative that you wish to stop payment on a check written on your checking account. Provide the representative with the amount of the check and the name of the payee. Ask if the bank has processed the check. If the check has not cleared, make a formal stop payment request and agree to have the stop payment fee deducted from your checking account.
- 2). Submit your stop payment request online if you prefer not to place the order by telephone. Navigate to your bank's website and log in to your account. Click on the customer service tab to find the online option for stopping a payment.
- 3). Contact the bank the next business day to confirm that the stop payment has been processed.
- 4). Issue a replacement check to the original payee by writing a new check when funds are available in your account.
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