Technology Networking & Internet

Identity Theft: Don"t Respond to Email Requests

If you are contacted by a bank or service provider through email you must
never submit any personal or financial information to them. These
attempts to ¡®trick¡¯ you into believing they are a legitimate business is
called phishing.

If an email claims that you must validate your information and provides you
a link to the form DO NOT OPEN THE LINK! If you are concerned that the
request may be legitimate close the email and enter the URL to the actual
business in your browser window. If your account looks fine contact their
customer service department to verify the email. A fraudulent email is
called a ¡®spoof¡¯ and the company will likely want you to forward it to
them.

Don¡¯t Give Information to Phone Callers

Unless you initiate a call to a business you should never give personal or
financial information to a caller over the phone. Your bank or Credit Card
company will not ask for your card or account number if they call you.
They have that information on file.

If a caller portrays themselves to be representing a charity or offering a
prize or trip you can ask for a phone number to call back. Verify the
phone number and hang up. If they are with a reputable organization you
will be able to check the number and call back.

Telemarketing scams that ask for credit card deposits, account information
or personal information such as your mother¡¯s maiden name, your SSN or
other information are common. If you wish to donate it is better to call
the organization yourself.

Put Passwords on Your Credit Cards

Credit card companies like Visa offer added protection by allowing you to
create a password along with the card number when making a purchase.
Even if your card is stolen you can prevent thieves from using it by having
it password protected.What is being done to protect your privacy? Get
free adware download and protect your online privacy.

Be Aware of Who Has Access

Don¡¯t give passwords to credit cards or other personal information to
friends and family. According to a survey done by [http://www.idtheftcener.org]
the victim respondents indicated that 43% of them thought they knew
the imposter. About 34% were aware that the thief had a history of
needing money to support a drug, drinking, gambling or shopping
addiction.What can you do to prevent identity theft? Get your free $97
PC Security book at [http://www.pc-tool.info/]

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