If you live in an apartment or if you're planning to rent an apartment, it's important to know the financial standing of the apartment complex or landlord. If the landlord or the company that owns the apartment complex is having financial trouble, the building could be in foreclosure. If this is the

Many of our clients lose money every quarter or every year because they didn’t want to spend the money to have adequate estate and/or business plans prepared for us. Some readers may be in that position so this article will them some things to think about.

Define Certificate of Deposit (aka CD) and what is a domestic CD and what are the International CD options such as Offshore CD or Eurodollar Certificates of Deposit. The advantages of International CD are higher interest rates, income tax benefits, anonymity. BNP, Banco Nacional do Panama. London In

Consumers interested in mailing packages overseas can select from many shipping options, including the United States Postal Service (USPS) and private companies such as FedEx, DHL, and the United Parcel Service (UPS). The type of package, how fast it needs to arrive at its destination, and the cost

A last will and testament details what happens to everything you own or inherit in the case of your death. It dictates who gets what and when, who will be in charge and what kind of power he will have. A last will and testament needs to be as detailed as possible, and it's important not to leave any

Oracle, the database software created by the company of the same name, provides many advanced features that allow for effective information management. One such feature is Item Cataloging, which is the ability to create a catalog of items in your database. Within this catalog, you can refer to eac

Misplaced wills can be a source of chaos after a loved one has passed away and can cause frustrating legal issues for the heirs. A missing will may also indicate the deceased had the original revoked or replaced, which can open up an even messier can of worms. Even if you are able to obtain a photoc

Through a quirk of history, the United States never developed a centralized database of recorded deeds and other property ownership documents. As a result, entire cottage industries of title searching companies and title insurance have arisen to protect buyers and lenders from surprise claims agains

Voting is a right that many individuals exercise in local, state and national elections. When you move it's important to register your new address with the relevant authorities. Your address determines which congressional district you can vote in, and which local elections you can participate in. In

A trust is an essential part of any asset protection plan or estate plan. It also has significant privacy benefits. A trust is a legal arrangement that has been around for a minimum of several hundred years. Every trust, regardless of the type, has certain essential characteristics. A trust is going

Quitclaim deeds transfer a claim of real estate ownership from a grantor, or giver of a claim, to a grantee, the recipient. A quitclaim deed is used for property with a fixed location, such as land and the home located on that land. The deed allows the grantee rightful ownership of the property valu

Probate laws are meant to divide estates justly.US Supreme Court image by dwight9592 from Fotolia.comProbate is the legal process by which an estate's assets are divided up to pay off debts and taxes, with the remaining assets shared among the heirs. The Ohio State Bar Association says...

Scientists learned the composition of moon rocks when the Apollo astronauts brought back numerous samples, taken from as many different surface locations as possible. The lunar rocks contain many minerals like oxygen, silicon, calcium, magnesium, titanium and aluminum. They also contain trapped heli

Flexgrid is a computer program for PCs that allows users to create data grids. In the grids you can insert XML data and combo boxes. A combo box is a box with a drop-down menu attached to it, so when you click on the box in the grid, you open the menu. Flexgrid works with the Microsoft .net server.

Alexander Graham Bell demonstrated his telephone invention on March 10, 1876; the Bell Telephone Company was soon formed, and by the middle of 1878, 10,000 Bell telephones were in service in the United States. Today, a telephone is a modern fact of life and taken for granted by the Western world. Te

A trustee for a last will and testament has several duties.Mein letzter Wille a€" Testament image by Marem from Fotolia.comA trustee for a will is a person who is given the duty of carrying out the instructions in the will. Many times the trustee is named in the will, but if not, trustees...

A trust is a valuable legal tool that should be a part of nearly everyone's estate plan. A trust provides significant benefits, including avoiding probate and providing for the professional management of trust property. Finally, a trust allows you to share income and property in a way that allows yo

Transferring property typically involves signing over the title deed, and legal ownership, from one individual or corporation to another. This process can be tedious and paperwork-intensive, depending on the property type, but a well-prepared seller shouldn't have any serious problems.

A Health Care Directive, also called a Living Will, is an important estate planning document for Minnesota residents. This document identifies who you would want to make your medical treatment decisions if you're not able to make those choices on your own, as well as the types of medical treatm

When designing a home audio system, one consideration is the relative ability of wall or other surfaces to absorb sound. The sabin is a unit of measurement that indicates how much a square foot of a surface can absorb sound. This unit takes its name from Harvard professor Wallace Sabine, who started