While attending college, health insurance may seem like an expense you can't afford.
However, if you get ill or injured the costs of medical care could overwhelm you.
Fortunately there are some options for students.
Many students find themselves unnerved when suddenly they are no longer covered by their parent's health plans.
Some family plans will allow for coverage of a full-time student to a certain age -- such as 24 -- but not all.
This can be especially problematic for graduate students.
Or the student may be going to college in an area outside of the family plan's network of providers.
What's more, some schools may require their students to be covered by health insurance before they enroll.
You may recognize the need, but what can you do? Well, many health insurance companies do offer special plans for college students.
These can be more affordable than standard individual health plans.
And you may get a couple of payment options to help.
Student health plans are often portable, so if you're going to college out of state it will cover you there and when you return home for visits.
You can also get year round coverage, and arrange to have the coverage start when you want -- even right away.
In order to buy a student plan, you typically need to be an eligible college student between the ages of 17 and 29.
An eligible undergraduate student is often defined as a person carrying at least nine credit hours.
An eligible graduate student must meet the graduate student guidelines of the college or university for full-time student status.
The college or university must be state-accredited and within the United States.
So how do you find a plan for you? One of the easiest ways is to use an insurance comparison site.
These sites allow you to get quotes and compare several plans at once.
You can then submit an application and even pay by credit card over the Internet to get your coverage started as soon as possible.
There are a lot of pressures when you are going to college.
Try not to let health insurance coverage worries be one of them.
It's worth at least checking out your options for health insurance for students.
However, if you get ill or injured the costs of medical care could overwhelm you.
Fortunately there are some options for students.
Many students find themselves unnerved when suddenly they are no longer covered by their parent's health plans.
Some family plans will allow for coverage of a full-time student to a certain age -- such as 24 -- but not all.
This can be especially problematic for graduate students.
Or the student may be going to college in an area outside of the family plan's network of providers.
What's more, some schools may require their students to be covered by health insurance before they enroll.
You may recognize the need, but what can you do? Well, many health insurance companies do offer special plans for college students.
These can be more affordable than standard individual health plans.
And you may get a couple of payment options to help.
Student health plans are often portable, so if you're going to college out of state it will cover you there and when you return home for visits.
You can also get year round coverage, and arrange to have the coverage start when you want -- even right away.
In order to buy a student plan, you typically need to be an eligible college student between the ages of 17 and 29.
An eligible undergraduate student is often defined as a person carrying at least nine credit hours.
An eligible graduate student must meet the graduate student guidelines of the college or university for full-time student status.
The college or university must be state-accredited and within the United States.
So how do you find a plan for you? One of the easiest ways is to use an insurance comparison site.
These sites allow you to get quotes and compare several plans at once.
You can then submit an application and even pay by credit card over the Internet to get your coverage started as soon as possible.
There are a lot of pressures when you are going to college.
Try not to let health insurance coverage worries be one of them.
It's worth at least checking out your options for health insurance for students.
SHARE
