So, you have begun the process to applying to colleges, congratulations! You have probably been researching where you want to go, what you want to study, how you are going to afford it, and general college tips as well.
There are many things you need to know before you head off to college, literally or figuratively depending on what type of college you pick.
Here are a few things every prospective student should know.
· All loans are different This is very important.
If you need to take out student loans to pay for college, you really need to be aware of the fine print.
From standardized loans to non-standardized, to secure or not, each type of loan has its own fine print and differing requirements.
If you have never done this before, I urge you to bring along someone you trust, to ask relatives and friends for advice on how to go about it and what type would be best for you.
This is something you cannot afford to guess at.
· Inexpensive colleges may be a better alternative If your first choice of college has a staggering tuition cost, consider checking less expensive colleges.
A lot of smaller colleges offer the same course and might even be as highly ranked as that more expensive one.
Unless you're going to study under a specific teacher, or you just can't find another college with the course you want, I don't see why you would automatically pick the more expensive option.
Remember, you want an inexpensive school, not a cheap one.
· Remember financial aid packages are offered! Many colleges offer their own financial packages outside of student loans and the FAFSA.
The initial cost of tuition is almost never what you actually have to pay, but it should be a deciding factor.
If the total cost is $40,000, it isn't going to suddenly get cut in half for you.
You are not entitled to the packages.
They are based on need.
College is one of the best choices you can make in your life.
There are many pitfalls and scams however, and you should never pay money for information regarding it.
Remember, if you don't know what you're going to study, don't worry about it.
Almost always, the first year in a 2-4 year University is basic education.
You have time to decide.
Never count out vocational schools either as trade jobs are just as desirable as any other.
There are many things you need to know before you head off to college, literally or figuratively depending on what type of college you pick.
Here are a few things every prospective student should know.
· All loans are different This is very important.
If you need to take out student loans to pay for college, you really need to be aware of the fine print.
From standardized loans to non-standardized, to secure or not, each type of loan has its own fine print and differing requirements.
If you have never done this before, I urge you to bring along someone you trust, to ask relatives and friends for advice on how to go about it and what type would be best for you.
This is something you cannot afford to guess at.
· Inexpensive colleges may be a better alternative If your first choice of college has a staggering tuition cost, consider checking less expensive colleges.
A lot of smaller colleges offer the same course and might even be as highly ranked as that more expensive one.
Unless you're going to study under a specific teacher, or you just can't find another college with the course you want, I don't see why you would automatically pick the more expensive option.
Remember, you want an inexpensive school, not a cheap one.
· Remember financial aid packages are offered! Many colleges offer their own financial packages outside of student loans and the FAFSA.
The initial cost of tuition is almost never what you actually have to pay, but it should be a deciding factor.
If the total cost is $40,000, it isn't going to suddenly get cut in half for you.
You are not entitled to the packages.
They are based on need.
College is one of the best choices you can make in your life.
There are many pitfalls and scams however, and you should never pay money for information regarding it.
Remember, if you don't know what you're going to study, don't worry about it.
Almost always, the first year in a 2-4 year University is basic education.
You have time to decide.
Never count out vocational schools either as trade jobs are just as desirable as any other.
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