- 1). Close your mortgage agreement with a notary public or an attorney. Make sure the signatures, dates, fees and rate information are all accurate before you end the closing meeting. Obtain the original copy of the signed mortgage agreement.
- 2). Find out where the office of the county or circuit clerk is for your Arkansas town. The county clerks in Arkansas record land records for entire counties, not towns. You can find your county's office by visiting the link in the Resource section and searching by your county.
- 3). Bring the original mortgage to your Arkansas county clerk's office. Make sure you bring the recording fee. This fee can vary from county to county. For example, in Crawford County, as of August 2010, it costs $15 for the first page and $5 for each additional page to be recorded.
- 4). Find the title abstractor at the clerk's office. This is the professional who actually records the mortgage in the Arkansas books. Pay the recording fee and hand over the mortgage agreement. Prior to recording the mortgage, per Arkansas statutes, you must sign an affidavit affirming the legality and accuracy of the document.
- 5). Ask the abstractor for the official book and page where the mortgage is recorded. The mortgage is now legal and binding.
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