Social security disability is a federal program that enlists assistance from state government agencies in determining the medical status of a person applying for disability benefits. As a federal program, where you live in the country has no bearing on your social security disability benefit check o

Congress authorized the creation of individual retirement accounts (IRAs) in 1974 as part of the Employee Retirement Income Security Act. These accounts were designed to provide self-employed taxpayers and workers who were not covered by an employer-sponsored qualified retirement plan with a tax-adv

Albert Einstein called it the Eighth Wonder of the World: Start with any dollar amount and watch it multiply through the astonishing power of compounding. The Truth in Savings Act stipulates full disclosure of the annual percentage yield on certificates of deposit, savings accounts and other investm

A slow pay is when you pay on one of your credit accounts later than the due date. Payments reaching a certain number of days late will appear on your credit report.

Bay City, Michigan, may seem like an unlikely place to cash in on the gold market, but the truth is that there are a number of places in Bay City where anyone can make money from gold. Almost everyone has old gold jewelry that is never worn, or perhaps has a broken chain or an earring with a missing

Cable companies will do anything to keep you from switching to satellite TV. They'll even go so far as to tell you that satellite packages are too expensive and channel line-ups are basically the same. ...

Debts affect credit score and so is student loan having impact over rating. Your student loan will likely be the biggest borrowing you have ever had and probably the first. Your way of handling student ...

A lot more than 50% regarding respondents been unsuccessful a short three-question ask on financial fundamentals, the actual TIAA-CREF Initiate described. The actual answerers - age group 55 as well as previously mentioned - was ...

Individual retirement accounts (IRAs) give taxpayers a means to accumulate tax-deferred funds that can provide income during retirement. Traditional and Roth IRAs have similar deposit rules, but some differences apply. How much you may deposit and for how long depends on the type of IRA you open.

College golf scholarships are becoming increasingly competitive. Fortunately for aspiring college golfers, PING has become the authoritative voice on available college golf scholarships. The "PING American College Golf Guide" has long been an indispensable aid for junior golfers entering the recruit

Founded in 1946, the Fulbright Scholarship Program is administered by the U.S. State Department. U.S. Student Fulbright Scholarships pay for U.S. students to travel to one of over 140 nations and take classes or pursue academic research for one year. Approximately 1,500 U.S. students receive a Fulbr

A time-barred debt is one that is deemed uncollectable due to its age. Consider the advantages and disadvantages before making the decision to pay.

You may be surprised to know that you can find a new or used laptop or desktop computer that sells for around $200 or less. Follow these steps to find a decent computer at an almost unbelievable price.

The 1040A tax form provided by the Internal Revenue Service is a widely used short form of the 1040 for individual income tax. Qualifications for 1040A use include having less than $100,000 taxable income, not itemizing deductions and having only certain income sources. Taxpayers can file their taxe

If it seems as if your money flows out of your account faster than it comes in, creating a monthly budget may help you keep better track of where you money is going. The idea of creating a budget may be daunting, but understanding your financial state will help put you in control so you can reach yo

The 529 Savings Plan was developed to encourage families to start saving to pay for college tuition. A 529 Savings Plan can offer significant tax benefits.

Forbearance is a term used to describe a pause in required payments on a loan. This is common with student loans and mortgages. Lenders will grant a forbearance when borrowers lose access to income and cannot continue to make payments for some time. The forbearance halts required monthly payments fo

Unlike past when possessing poor credit history was considered to be an offence by the lenders, now the scenario has completely changed. These days, with the help of personal loans poor credit opportunities, you can ...

Asset allocation is the mixture of cast, bonds and stocks (and possibly other investments) that make up an investor's portfolio and research by SMO Fitzgerald Global shows that it is the single most important factor ...

No matter what you do for a living or how many assets you own, it is important to keep an eye on your credit rating. The status of your credit report will impact everything from the interest rate on your mortgage to your ability to get a loan. Your credit report can even impact your employment prosp