Insurance: What Age Do You Need to Be to Get Medicare?

What Age Do You Need to Be to Get Medicare?

Medicare is one of the United States government's insurance programs for senior citizens and people with disabilities. Generally, all American citizens who pay Medicare tax receives basic Medicare coverage when they reach 65 years of age. However, under certain specific conditions, exceptions to the

Insurance: About Long-Term Care Exception

About Long-Term Care Exception

The long-term care exception is a provision in federal tax law that makes some long-term care insurance plans provided by employers exempt from federal withholding or wage taxes but not income tax.

Insurance: Types of health coverage plans

Types of health coverage plans

If you have ever dealt with health coverage plans you definitely know that there are various types of plans out there on the market, each of them having their special features, pros and cons. And ...

Insurance: How to Handle a Problem Patient

How to Handle a Problem Patient

Most patients are easy to work with. They call ahead for an appointment, they arrive at their scheduled time, they pay their bill on time, but there is always that one patient that defies all ...

Insurance: Hospice—What Is It?

Hospice—What Is It?

Hospice is for the dying, but it's about living. Learn more about what hospice is, what it isn't, how it works, and how it's paid for. Learn the difference between hospice care and palliative care.

Insurance: Making the Right Choice With Critical Illness Insurance

Making the Right Choice With Critical Illness Insurance

Nobody can say what will happen tomorrow. Our life is full of surprises, sorrows, happiness and many things to come. We are always looking for better hopes and better future for our family. Sometimes our ...

Insurance: HMO Vs. PPO for Pregnancy

HMO Vs. PPO for Pregnancy

Health care is not all the same, especially when it comes to having a baby. Two of the more popular kinds of insurance plans--HMOs and PPOs--have different approaches to maternity coverage. It is important to understand how your coverage will work before you need to use it.

Insurance: Medicare Health Plans in Texas

Medicare Health Plans in Texas

Medicare provides health services to more than 41 million senior citizens, according to Elder Options of Texas. Although many Medicare beneficiaries choose to receive their healthcare through a traditional Medicare fee-for-service plan, others opt for private Medicare health plans....

Insurance: Health Insurance Underwriting Overview

Health Insurance Underwriting Overview

There are many different aspects of your health and habits that are taken into consideration when you have a health insurance policy underwritten. These factors work together to create the general risk that you life ...

Insurance: How To Choose The Best Mediclaim Insurance?

How To Choose The Best Mediclaim Insurance?

In a scenario of high cost of living today, it is living hand to mouth for your needs of loaf, clothes and shelter, hence not to talk of any additional expenditure you may have to ...

Insurance: Facts About COBRA

Facts About COBRA

Congress passed the Consolidated Omnibus Budget Reconciliation Act (COBRA) health benefit provisions in 1996, according to the U.S. Department of Labor. If eligibility requirements are met, COBRA provides you with a continuation of group health plan benefits after you leave a job.

Insurance: Requirements to Apply for Medicaid

Requirements to Apply for Medicaid

Medicaid eligibility varies.surgeons image by astoria from Fotolia.comMedicaid was created in 1965 as a federal health and long-term insurance program administered by individual states. Requirements may vary somewhat regarding eligibility for the program based upon income, disability and...

Insurance: Quick Basics on the Health Insurance Quotes Online

Quick Basics on the Health Insurance Quotes Online

Health insurance is the key concern of every individual and it needs to be worked out in detail. Physician consultations, prescriptions and surgeries are a costly affair and might even bog you down in huge ...

Insurance: What Questions Are Asked in a Mental Health Evaluation?

What Questions Are Asked in a Mental Health Evaluation?

A mental health evaluation usually includes verbal and written assessments given by a psychiatrist or psychologist. The purpose of the questions is to establish an overall picture of your emotional health and ability to think, reason and remember. Some people are referred for mental health treatment

Insurance: Can an HSA Account Be Used for Any Family Member?

Can an HSA Account Be Used for Any Family Member?

Health savings accounts are becoming popular as more people turn to high-deductible health plans for their health care coverage. The theory behind a high-deductible health plan is that you can save money on your insurance premium by choosing a higher deductible, and deposit the savings into an accou

Insurance: Benefits of High Deductible Health Plans

Benefits of High Deductible Health Plans

High deductible health plans are a viable option for many people.pillen image by Thomas Aumann from Fotolia.comHigh deductible health plans (HDHPs) often elicit a scowl from the general public because these insurance policies carry lower premiums but higher deductibles than more...

Insurance: How to Obtain an Instant Online Health Insurance Quote

How to Obtain an Instant Online Health Insurance Quote

Obtaining an instant online health insurance quote is achievable in just a few clicks. The process is easy: simply visit a website that provides quotes, answers a few questions and submit your information in order to receive the quote. Though the instant quote will give you an idea for how much the