Health insurance companies decline coverage for a variety of reasons. If you have been declined for health insurance coverage, or you believe you will be declined, you may need to join a group plan with guaranteed acceptance. In many states, insurance companies are required by law to...
Stopping disease and illness before they start is better for doctors, patients, and our national balance sheet. That's why the Affordable Care Act prioritizes prevention, investing in the building blocks of a health-care rather than a sick-care system.
Short-term health insurance is a type of emergency health insurance commonly used to fill brief gaps in coverage. These gaps can arise from number of situations, the most common being change in employment. Short-term health insurance for children is the right choice for some families because it prov
Children's Health Insurance Program or CHIP is a joint effort of federal and state governments to provide health coverage to children who cannot qualify for Medicaid because the parents' income is too high. Each state can make regulations for eligibility, but the federal government provides guidelin
Health problems are escalating at an alarming rate among the employed in Indian cities. Call it the competitive spirit or an urge to be at the top or a way to live the city-life âEUR" ...
Long-term care insurance is medical coverage for the extra expenses of an ongoing condition that standard health insurance policies typically do not pay. The cost of long-term care insurance is referred to as the premium and is commonly paid by the insured person over a specified period of time.
Health insurance is something that confuses many people. People understand they need it, but they don't necessarily understand how it works. This is especially true about the deductible portion of an insurance plan. Several different types of insurance plans require deductibles. Medical Savings Acco
Imagine: the president of the United States proposes a bill promising comprehensive health care for Americans. He mentions the rising cost of health care and the burden it places on the average American family. He talks about the 25 million Americans who remain uninsured and the lack of comprehensiv
HSAs, or Health Savings Accounts, are tax-favored savings plans for medical expenses. Think of them as 401k retirement plans for health care. Employees divert a portion of their pre-tax earnings to a savings account. Doing this lowers adjusted gross income, which lowers a person's tax bill. In
Medicare Part A contains a provision for hospice care as well as home health and hospital in-patient services. Hospice care is medical and palliative care given to people in the last stages of a terminal illness. The focus of hospice is not to cure the disease but to make the person as comfortable a
Mail order drugs may be available through your health plan or Medicare Part D. Mail order drug programs are convenient and can save you money.
Upcoding is medical billing fraud perpetrated by dishonest folks bilking the system. But is this always true? Find out why this might not be the case.
Financial planning is very much required as spending judiciously would help you create a good cash reserve for your future needs. In this context, medical insurance is very much a part of good financial planning. ...
Sometimes the healthcare that people already have seems like enough, but do you really know what you are paying for? Keep reading to discover what insurance companies charge for and see why you might be ...
Kansas Medicaid is designed to help low-income residents obtain health care coverage. The program is a joint effort funded by the state and federal government. In order to receive Medicaid, you must meet the criteria determined by the state of Kansas. Visit the Kansas Health Policy Authority to subm
If your hobby includes small electric motors, such as radio-controlled (RC) cars, planes or trains, you might have contemplated building your own electric motors available as kits. When building small electric motors, you must machine the brass output shaft to fit the gears you plan to use on your v
Health insurance is often considered a basic necessity, because everyone is likely to need medical care at one time or another. The cost of health insurance, however, can be so high that some individuals may have difficulty paying for it. The monthly fee of an insurance plan is called the "premium,"
The State of Tennessee offers several programs that help low-income families and the uninsured afford the cost of medical care. The largest and oldest program is Medicaid, which is called TennCare in Tennessee. TennCare provides health care for more than 1 million residents of the state. Even more
Medicare is federally sponsored health insurance for Americans over age 65, or those who have certain kidney disease or have been disabled for more than two years. While Medicare covers all or part of most hospital and physician services and prescriptions, there are some services that Medicare will
If you are healthy and do not anticipate any (or a small amount of) medical spending in the coming year, choosing a plan with larger out-of-pocket expenses may make sense for you.
