Insurance: Is an Insurance Cover Really Necessary?

Is an Insurance Cover Really Necessary?

In order to answer the above question, we first have to define what an insurance cover is. After the definition, then we can answer the question by taking a look at some of the advantages ...

Insurance: How to Apply for Medicare in New York

How to Apply for Medicare in New York

Medicare is the national health care system that provides coverage for all elderly and disabled citizens of the United States. Generally, all enrollment protocols are universal no matter where you live in the United States. Signing up for Medicare is the same in New York State as it would be anywher

Insurance: Arizona's Medicaid Personal Injury Case Rules

Arizona's Medicaid Personal Injury Case Rules

Medicaid is a needs-based health-insurance program jointly funded by federal and state governments. Arizona's Medicaid agency is called the Arizona Health Care Cost Containment System Administration (AHCCCSA). The AHCCCSA oversees program operations in compliance with federal and state...

Insurance: Here's What You Need to Know About the Medicare Part D Donut Hole

Here's What You Need to Know About the Medicare Part D Donut Hole

The donut hole, or coverage gap, is one of the most controversial and confusing parts of the Medicare Part D prescription drug benefit and of concern to many people who have joined a Part D drug plan. Understanding the donut hole will help you choose a Medicare Part D drug plan.

Insurance: How Important Are Health Insurances?

How Important Are Health Insurances?

Health Insurance is an integral and inseparable part of your financial planning. It saves you from any kind of medical or financial insecurity that may arise due to an illness or sickness. People plan for ...

Insurance: What Are the Benefits of an HMO?

What Are the Benefits of an HMO?

An HMO has benefits for doctor and patient alike.doctor visiting image by TEMISTOCLE LUCARELLI from Fotolia.comHMOs, or health maintenance organizations, use a managed-care system to provide health care insurance to consumers. With an HMO, subscribers are provided coverage only if they...

Insurance: About Small Business Planning & Securing Capital

About Small Business Planning & Securing Capital

You can have a great business idea; however, without properly planning for the success of your business it can fail. Successful entrepreneurs know that to successfully plan a business, it's essential to develop a business plan. Many entrepreneurs write business plans that focus on getting financing

Insurance: Medicare Pharmacy Benefits

Medicare Pharmacy Benefits

Medicare has some pharmacy benefits.drugs image by alimat from Fotolia.comUntil the advent of Medicare part D, there was no prescription coverage for Medicare recipients. The exceptions to this were drugs prescribed and filled during a hospital stay or patients who had a Medicare...

Insurance: How Is Medicare Advantage Funded?

How Is Medicare Advantage Funded?

Medicare Advantage, Part C, allows Medicare recipients to receive more services with lower deductibles and co-pays than original Medicare Parts A and B. Beneficiaries enroll in Advantage plans and receive all services through plan-approved medical care providers.

Insurance: Health Insurance Benefits for Members of Congress

Health Insurance Benefits for Members of Congress

Federal employees, including those in congress, are privy to special health insurance.capitol image by Andrew Breeden from Fotolia.comElected congressional representatives can buy one of many private insurance plans offered to members of the House and Senate. Though some of the plans are...

Insurance: Information on HIPAA Privacy Rules for Patient Access

Information on HIPAA Privacy Rules for Patient Access

The U.S. Health Insurance Portability and Accountability Act of 1996 is the federal law that protects the privacy of public health information. The Privacy Rule specifically makes it illegal for healthcare professionals to share an individual's private health information, including in...

Insurance: Cons of the Universal Health Care Debate

Cons of the Universal Health Care Debate

Universal health care is an important part of a plan for health care reform that seeks to make care more affordable and provide coverage to all Americans. It's difficult to argue against health care for all Americans. Because of the costs involved, however, the issue isn't cut-and-dry....

Insurance: Family health care insurance; for you and your family!

Family health care insurance; for you and your family!

Health food, health plans, cheese cutting diets all these are becoming heated topics of discussion everywhere. The global food habit of people has observed a drastic cum dramatic change over the last few years. People ...

Insurance: Finding Private Medical Insurers If You are Over 55

Finding Private Medical Insurers If You are Over 55

Buying for health insurance gets harder and harder as we get older. We are more likely to have pre-existing conditions, to have an unfavorable BMI and and simply being older increases our rates. If you ...

Insurance: Health Insurance - Where to Look For

Health Insurance - Where to Look For

Health insurance is a kind of coverage against all possible health related issues that may happen in future. In recent times, costs of health insurance policies are skyrocketing. Due to this reason, people have a ...

Insurance: How to Report the Value of a Health-Care Plan on W-2 Taxable Income

How to Report the Value of a Health-Care Plan on W-2 Taxable Income

The Affordable Patient Care Act requires employers to report health-care benefits on employees' W2s starting in 2012. However, health-care benefits are not taxable -- they are listed for informational purposes, so that the Internal Revenue Service can verify that every employee has health insurance.