- 1). Visit the website of the New Jersey Department of Banking and Insurance. On it, you will find resources such as tools, consumer guides, articles and other references to help you understand the issues involved in purchasing auto insurance in the state. Here, you can download and print the New Jersey Auto Insurance Buyer's Guide. This handbook contains comprehensive information on the types of auto coverage, policy options and tips on understanding policy components.
- 2). Call the New Jersey Department of Banking and Insurance at its toll-free number to speak to a representative who can help you with your auto insurance inquiries. The representative may guide you to other resources that will give you useful information about auto insurance options and coverage in the state.
- 3). Contact representatives of insurance companies that are licensed to write auto policies in New Jersey. You can find a list of them on the website of the New Jersey Department of Banking and Insurance. You can also contact major national carriers to ask if they cover New Jersey drivers.
- 4). Meet with an insurance agent or broker who is licensed to sell auto insurance in New Jersey. Your agent will have knowledge of New Jersey requirements pertaining to auto insurance. He will also research insurers on your behalf, obtain policy quotes and assist you through the application process.
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