The state of Alabama wants you to know that it is absolutely serious when it says that you must buy car insurance before you drive a car on its roadways.
If you're caught driving in Alabama without car insurance your car's registration can be revoked on the spot, meaning your car may be impounded at a tremendous cost to you.
Plus you'll have to pay a fine of $100.
Fortunately the state of Alabama offers its drivers a very cheap high risk auto insurance that almost anyone can afford to buy.
This cheap insurance is called a basic liability policy.
Every state has one and every state sets the minimum payouts that such insurance must make.
In Alabama the cheapest insurance policy you can legally buy is called a 20/40/10 liability policy.
What this means is that the policy will pay a maximum of $20,000 to pay the medical bills of any one individual person who is hurt in an accident with your vehicle.
The insurance will pay a maximum of $40,000 to pay the medical bills of everyone in the other vehicle who is hurt.
Plus the insurance will pay a maximum of $10,000 in property damage - usually the repair of the other person's car.
If you are familiar with medical costs or with the high cost of car repairs you will understand why this cheap insurance is considered a high risk type of insurance.
It doesn't take a very big accident for someone to need considerably more than $20,000 to pay their medical bills, and it doesn't take much of an accident to cause far more than $10,000 in damage to someone's vehicle.
So what happens if you are at fault in an accident and the bills are higher than your basic liability policy will cover?It's possible that YOU could be forced to pay the difference.
Some people have lost their entire life savings or have even been forced to sell their home because of one car accident.
Still, if you are looking for the cheapest high risk auto insurance there is, a basic liability policy fits the bill.
And if you want to get it at the best price possible then you'll definitely want to buy your policy online.
Buying your policy online will save you a ton of money! In order to guarantee than you have found the best possible price when you start comparing auto policy prices online you'll want to make your price comparisons on several different sites.
But once you've done that then all you have to do is to choose the lowest price you've found and you're done!
If you're caught driving in Alabama without car insurance your car's registration can be revoked on the spot, meaning your car may be impounded at a tremendous cost to you.
Plus you'll have to pay a fine of $100.
Fortunately the state of Alabama offers its drivers a very cheap high risk auto insurance that almost anyone can afford to buy.
This cheap insurance is called a basic liability policy.
Every state has one and every state sets the minimum payouts that such insurance must make.
In Alabama the cheapest insurance policy you can legally buy is called a 20/40/10 liability policy.
What this means is that the policy will pay a maximum of $20,000 to pay the medical bills of any one individual person who is hurt in an accident with your vehicle.
The insurance will pay a maximum of $40,000 to pay the medical bills of everyone in the other vehicle who is hurt.
Plus the insurance will pay a maximum of $10,000 in property damage - usually the repair of the other person's car.
If you are familiar with medical costs or with the high cost of car repairs you will understand why this cheap insurance is considered a high risk type of insurance.
It doesn't take a very big accident for someone to need considerably more than $20,000 to pay their medical bills, and it doesn't take much of an accident to cause far more than $10,000 in damage to someone's vehicle.
So what happens if you are at fault in an accident and the bills are higher than your basic liability policy will cover?It's possible that YOU could be forced to pay the difference.
Some people have lost their entire life savings or have even been forced to sell their home because of one car accident.
Still, if you are looking for the cheapest high risk auto insurance there is, a basic liability policy fits the bill.
And if you want to get it at the best price possible then you'll definitely want to buy your policy online.
Buying your policy online will save you a ton of money! In order to guarantee than you have found the best possible price when you start comparing auto policy prices online you'll want to make your price comparisons on several different sites.
But once you've done that then all you have to do is to choose the lowest price you've found and you're done!
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