Business & Finance Personal Finance

Social Security Disability Benefits & Worker Compensation

    Social Security Disability

    • Workers qualify for benefits after a long-term impairment or injury prevents the applicant from working. Medical conditions, either physical or mental, must prevent the applicant from working for at least one year or they must result in death.

    Workers Compensation

    • Workers' compensation benefits are paid to a worker who is injured during the regular course of their employment. These benefits provide payment for both short-term and long-term injuries, as well as for partial or full injury.

    Qualifications

    • To qualify for Social Security Disability, a worker must be injured or have a serious medical condition. The injury or condition must be expected to last at least five months or the condition to result in death. The applicant must not be able to work at all, due to their illness or injury.

    Conflicts

    • Some income sources conflict with receiving Social Security Disability payments and will result in a lower amount received. Pension payments and insurance benefits do not have an impact on Social Security Disability benefits, while receiving payments from workers' compensation will reduce the amount a person receives from Social Security Disability.

    How Much

    • The total amount received from Social Security Disability benefits and workers' compensation benefits cannot go beyond 80 percent of the current amount you earn.

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