- 1). Visit your bank to cash your tax refund check. Because you have a checking or savings account, your bank will cash your refund check the same as they cash any check. There may be a waiting period. Cashing your tax refund check at your bank is free because you have an account with them.
- 2). Cash your check at a check-cashing company. Many stores, such as Wal-Mart, Publix and Winn-Dixie, offer check-cashing services to customers. Present your check and identification to the clerk at the check-cashing counter. A photo ID is required. Check-cashing services charge a fee to cash your refund check, usually determined by the amount of the check.
- 3). Open a bank account at the bank of your choice, using your tax refund check as your first deposit. You may not have immediate access to the funds.
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