Features

• Determine which items are usually covered by each company. You can use this information to decide which company offers coverage for the items you want protected in your home. Common covered items include appliances like a refrigerator and dishwasher, electrical wiring, plumbing, water heater and heating and cooling systems.
  
  

Expert Insight

• Check a company's history to see how long it has been around and how many contracts it has. You can use this information to decide which insurance companies you are most comfortable with.
  
  

Considerations

• See if there is any type of accountability regarding the contractors each insurance company hires to fix items covered under the insurance plan. Some insurance companies may offer this information on their website, other you may have to call and ask.