Can You Claim Unemployment if You Lose Your Full-Time Job?

Eligibility

While each state administers its own unemployment system, they share certain guidelines and requirements. To qualify to receive benefits, you need to have been terminated by your employer for something that was not your fault. If you simply stop showing up for work, you likely will not be approved for unemployment benefits. Working full time for an employer is usually enough to secure benefits in any state, provided you were employed for long enough to qualify. Your eligibility will be determined after you apply, so placing a claim for unemployment benefits is the only way to find out if you meet the requirements for your state.

The way you file an unemployment claim will vary based on where you live. Some states require you to apply in person at a local office, while others allow you to file your claim online or over the telephone. Each state has a slightly different filing format, but no matter where you live, you will need to supply your name and identifying information, the name of your employer, the reason you were terminated and the amount of money you made during a specified period. Most of this information can be found on your most recent pay stub.

The amount of time you can claim unemployment insurance benefits will vary based on where you live. Most states offer between 16 and 26 weeks of unemployment, with an option to apply for an extension. It is important to claim your unemployment benefits as soon as possible after you lose a full-time position. Delaying can cost you money or weeks worth of benefits, while a prompt application will help you receive the benefits you need quickly.

If you have lost a full-time job with a regular employer, you are likely eligible for unemployment benefits. If you have been working as an independent contractor or freelancer, you won't be eligible for unemployment. If you have been working full time, but for only a short time, the amount of benefits you can claim may be limited. The only way to determine if you can receive unemployment benefits is to apply for them.