So you've just finished refurbishing that classic car you've had in your garage for the past ten years. You can't wait to take it out on the road for a spin and show it off. You may even have plans to display it in a classic car show. You definitely want to protect your classic while it's both out on the road and being stored. Protecting your prized classic auto with a classic car insurance policy is the best way to guarantee that should something happen, you and your classic will be well taken care of.

Most insurance companies offer specialized car insurance policies for classic cars. The reason for this is that classic cars are often valued at a higher cost than most common vehicles on the road today because they are so rare and cannot be purchased at just any car dealership in town, or repaired at just any body shop.

Classic cars are usually only driven on occasion, and therefore are less likely to be involved in an accident. Most classic car enthusiasts like to take their vehicles out on the road for weekend trips, parade displays, or classic car shows. Discounted rates for classic cars can be obtained through insurance companies that offer specific classic car insurance programs.

Because insuring your classic car for its proper value is very important, most classic car insurance companies require an evaluation or appraisal to be obtained before coverage can be put into place. You will likely be required to submit photos, also, so that the vehicle can be restored to its proper form in the event it is damaged.

Classic car insurance programs that are specially designed to insure and protect classic autos are well worth exploring. Finding an insurance company that offers great rates and coverage for classic autos is very important when it comes to protecting one of your most prized possessions: your classic car.