There are some significant advantages when you are over fifty and want choose a home or car insurance. Contrary to popular belief, it is not at all difficult to get insurance and the truth is that insurance companies do not mind offering cover to seniors simply because they make far fewer claims and, whenever they make them, the chances of those being genuine are very high. This means that insurance companies make better profits on these policies and therefore come out with innovative service offerings from time to time tailored to meet the demands of the over-fifty generation.
For example, car insurance premiums for people over fifty is significantly less because the expectation is that when you are over fifty, you are more likely to be careful and scrupulous about following road safety rules and therefore less prone to an accident. This premise helps insurance companies to eke out much better deals with their parent insurers, which they pass on to you. They have been also encouraged by the fact that close to over ninety seven per cent of people in this age category who had taken comprehensive car insurance policies have been enjoying the no claims bonus benefits for close to a decade, and are thus considered pretty low risk and ideal customers for car insurance. The company is only too glad to give the best premium quote for such customers.
Some companies, in fact, specialise in providing insurance cover for people over fifty throwing in benefits such as:
A discount of almost sixty five per cent on the premium as a no-claims reward.
Customer service that is based in the UK.
A claims support desk that works twenty four hours, seven days a week.
A Comprehensive Policy that also covers damages to the windscreen.
The benefits are not restricted to only car insurance. These companies are willing to extend the advantages to cover investments in park homes too, and they are willing to commit funds on behalf of the customer so that the property is protected against damages and in the unfortunate event of anything going wrong, alternative arrangements can be provided at no cost. Higher insurance premiums can also get you a totally new home as replacement for the old one besides a three hundred pound cover for replacement of locks, a thousand pound cover for freezer content, and up to a princely sum of fifty thousand pounds for any legal expenses incurred.
Other customised products covering home insurance for people over fifty extends benefits such as:
New items as replacements for old and damaged items.
Discount of close to twenty per cent if you already have a good home security system.
Easy procedure to get started on the insurance cover without the need to fill cumbersome and detailed forms
On the travel front, these insurance companies make it very easy by offering cover for you and any valuable possessions you may be carrying. Moreover, the price package is such that irrespective of the trips you make, there is some saving that you will always make even as benefits such as emergency assistance for health related issues is provided throughout the day.
With an additional ten million pounds cover for medical costs and seventy five thousand pounds cover provided for any personal accident event, the people over fifty are indeed well taken care of under these policies.
For example, car insurance premiums for people over fifty is significantly less because the expectation is that when you are over fifty, you are more likely to be careful and scrupulous about following road safety rules and therefore less prone to an accident. This premise helps insurance companies to eke out much better deals with their parent insurers, which they pass on to you. They have been also encouraged by the fact that close to over ninety seven per cent of people in this age category who had taken comprehensive car insurance policies have been enjoying the no claims bonus benefits for close to a decade, and are thus considered pretty low risk and ideal customers for car insurance. The company is only too glad to give the best premium quote for such customers.
Some companies, in fact, specialise in providing insurance cover for people over fifty throwing in benefits such as:
A discount of almost sixty five per cent on the premium as a no-claims reward.
Customer service that is based in the UK.
A claims support desk that works twenty four hours, seven days a week.
A Comprehensive Policy that also covers damages to the windscreen.
The benefits are not restricted to only car insurance. These companies are willing to extend the advantages to cover investments in park homes too, and they are willing to commit funds on behalf of the customer so that the property is protected against damages and in the unfortunate event of anything going wrong, alternative arrangements can be provided at no cost. Higher insurance premiums can also get you a totally new home as replacement for the old one besides a three hundred pound cover for replacement of locks, a thousand pound cover for freezer content, and up to a princely sum of fifty thousand pounds for any legal expenses incurred.
Other customised products covering home insurance for people over fifty extends benefits such as:
New items as replacements for old and damaged items.
Discount of close to twenty per cent if you already have a good home security system.
Easy procedure to get started on the insurance cover without the need to fill cumbersome and detailed forms
On the travel front, these insurance companies make it very easy by offering cover for you and any valuable possessions you may be carrying. Moreover, the price package is such that irrespective of the trips you make, there is some saving that you will always make even as benefits such as emergency assistance for health related issues is provided throughout the day.
With an additional ten million pounds cover for medical costs and seventy five thousand pounds cover provided for any personal accident event, the people over fifty are indeed well taken care of under these policies.
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