India is known for being one of the largest markets for two-wheelers. From econo-commuters to lifestyle offerings, the Indian two-wheeler market is known for its variety and spice in terms of the bikes on offer out here. The bike owners too are quite an eclectic lot and come with their share of anecdotes and quirks. Many are passionate about their wheels and spend huge amounts of effort, money and time on various embellishments. Few however pay much attention to the selection and purchase of motor insurance.
It is indeed a sad observation that a high number of two-wheeler owners regard motorbike insurance in India as a veritable afterthought. Insurance in itself is purchased with a view of meeting the legal requirements rather than the valuable safety net that it should be. Few realize the importance of a carefully selected bike insurance policy, unless in extreme cases, when the bike is stolen or meets with an accident that results in a total loss.
The open nature of a two- wheeler that lures most owners to them also turns out to the biggest threat to keeping them secure. There are no windows or doors to a motorcycle and over 90% of the product offerings in the Indian market today feature ignition systems that are too simplistic in terms of technology. Keeping them safe from unsavoury elements therefore gains quite a bit of importance. Thankfully, tips like those discussed below can go a long way in keeping the prized possessions safe:
1.Read the Manual: Every new two-wheeler sold in the country is accompanied by an owners manual. Few however ever read it. Familiarizing oneself with the electrical and ignition system of the vehicle can help detect any tampering and allow the owner to take correctional action
2.Mechanical Security Devices: There are a few mechanical safety devices available in the market. In most instances, these devices serve to restrict the mobility and steering functions of the vehicle, thereby making it difficult for thieves to ride away with the motorcycle
3.Electronic Security Systems: Modern motorcycles today are coming equipped with engine management systems and other electronic driving aids. All of these aids are controlled by a centralized command unit. There are security systems that piggy-back upon such engine management systems, restricting the ability of thieves to ride off after tampering with the ignition system
4.Avoiding Unnecessary Modifications: A motorcycle that has been visibly modified, from a cosmetic or a performance perspective makes it easier to be noticed by bike thieves
5.Park with care: Few two-wheeler owners pay close attention to the location where they park their vehicles. Most are haphazardly parked without any consideration to the safety and security aspects. Most major cities today feature parking that has security guards and CCTV cameras to watch over the bikes.
Certain bike models also tend to be in high demand amongst bike thieves, but at the end of the day, even the most thorough measures can come up short, for even the most safety aware bike owner. It is predicaments such as this that make it so important to have the best bike insurance in India that one can buy.
Unlike in the earlier days, where a bike owner would be at the mercy of the neighbourhood agent for his/her bike insurance needs, the situation has improved considerably. Today, purchasing bike insurance online is not only very convenient, but it also comes without hassles and can be done from the safety of ones screen. Not surprisingly, the online purchase option for bike insurance is growing in popularity with each passing day.
It is indeed a sad observation that a high number of two-wheeler owners regard motorbike insurance in India as a veritable afterthought. Insurance in itself is purchased with a view of meeting the legal requirements rather than the valuable safety net that it should be. Few realize the importance of a carefully selected bike insurance policy, unless in extreme cases, when the bike is stolen or meets with an accident that results in a total loss.
The open nature of a two- wheeler that lures most owners to them also turns out to the biggest threat to keeping them secure. There are no windows or doors to a motorcycle and over 90% of the product offerings in the Indian market today feature ignition systems that are too simplistic in terms of technology. Keeping them safe from unsavoury elements therefore gains quite a bit of importance. Thankfully, tips like those discussed below can go a long way in keeping the prized possessions safe:
1.Read the Manual: Every new two-wheeler sold in the country is accompanied by an owners manual. Few however ever read it. Familiarizing oneself with the electrical and ignition system of the vehicle can help detect any tampering and allow the owner to take correctional action
2.Mechanical Security Devices: There are a few mechanical safety devices available in the market. In most instances, these devices serve to restrict the mobility and steering functions of the vehicle, thereby making it difficult for thieves to ride away with the motorcycle
3.Electronic Security Systems: Modern motorcycles today are coming equipped with engine management systems and other electronic driving aids. All of these aids are controlled by a centralized command unit. There are security systems that piggy-back upon such engine management systems, restricting the ability of thieves to ride off after tampering with the ignition system
4.Avoiding Unnecessary Modifications: A motorcycle that has been visibly modified, from a cosmetic or a performance perspective makes it easier to be noticed by bike thieves
5.Park with care: Few two-wheeler owners pay close attention to the location where they park their vehicles. Most are haphazardly parked without any consideration to the safety and security aspects. Most major cities today feature parking that has security guards and CCTV cameras to watch over the bikes.
Certain bike models also tend to be in high demand amongst bike thieves, but at the end of the day, even the most thorough measures can come up short, for even the most safety aware bike owner. It is predicaments such as this that make it so important to have the best bike insurance in India that one can buy.
Unlike in the earlier days, where a bike owner would be at the mercy of the neighbourhood agent for his/her bike insurance needs, the situation has improved considerably. Today, purchasing bike insurance online is not only very convenient, but it also comes without hassles and can be done from the safety of ones screen. Not surprisingly, the online purchase option for bike insurance is growing in popularity with each passing day.
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