Getting the best auto insurance rate for your profile is a big possibility if you know what to do, where to look and how to look.
I'll show a few things you can do and then show you how to get the very best quotes for your profile...
1.
You can get a considerable discount if your child does not use the car for a considerable period because he/she is away at school.
If your child is in college then you should discuss with your agent about the possibility of getting this discount.
While you're encouraged to try, you must bear in mind that this is not one of those standard discounts that all insurers give.
2.
Insurers have special driving programs that are designed to improve your driving.
If you haven't, ask and do your best to take a course in it.
Defensive driving classes that are recognized by your vehicle insurance provider will definitely bring down your car insurance premium.
3.
Take advantage of the mass transit system anytime you can.
Mileage is a significant issue in working out your risk to an insurance company.
The more you drive the higher your risk to the car insurance provider.
4.
As much as lies in your power, do NOT drive after taking alcohol.
This may seem like a very obvious advice but a lot of otherwise good drivers have landed themselves in a big mess just because they did NOT know when they had more alcohol than they could drive with in their blood stream.
If you're ever convicted of DUI or any alcohol-related traffic offence, you might as well say good bye to low auto insurance rates for years to come (That is, if you're even lucky enough to get an insurer).
5.
Get and compare quotes from five or more sites if you're really serious about making considerable savings on your auto insurance policy.
There are just too many companies for you to get one quote and then start signing documents.
Getting the best rate will require extensive shopping.