- 1). Go to the website of the State of New Jersey Housing & Mortgage Finance Agency. (See Resources for a link.) The site lists four realty companies that maintain databases of foreclosures in the state. The agency recommends that you contact them directly for foreclosed properties currently for sale.
- 2). Call banks that offer mortgage loans to find out whether they own any foreclosed properties in New Jersey. Some banks, such as Bank of America, have public online databases for you to search. You can look for houses by location, size and price.
- 3). Visit to the county clerk's office of the New Jersey county where you'd like to buy foreclosed houses. Counties record and file real estate transactions, including foreclosure documents. The information is public.
- 4). Browse the foreclosed homes list that the U.S. Department of Housing and Urban Development (HUD) keeps on its website. Houses bought with mortgages insured by the Federal Housing Administration become HUD property when buyers stop paying their loans. The houses are advertised for sale on the "Hud Home Store," which you can search by state. (See Resources for a link.)
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