Have you found yourself wondering about the stock market roller-coaster of and felt like your Retirement Savings were being tossed around like a small boat in a sea-storm?Do you get consistent 10-15% (or more?) yields from your CDs/ GICs, Stocks, Savings Accounts, Retirement Savings Plan Accounts (RSP/ IRA etc) and other investments?
If not, read on...
Did you even know that there is a very SAFE investment vehicle that gives you LIQUIDITY, and produces HIGH RETURNS in a CONSISTENT and SECURE manner? ... an investment secret that banks and financial institutions use (and 'they' don't want you to know about?)
Other smart and savvy people like you have been utilizing this Secret for years ... it is very common in real estate circles and is going on right now, right under your nose in every North American city in Canada & the US.
"What's it?", you ask
It's called 'mortgage lending'.
You might wonder, "So how is that a big secret?" The secret part of this is that you can make this same type of investment and >>>make far more than a regular bank does (or allow you to get!)<<<
If you have funds to invest but are afraid to try your hand at the stock market because of the massive losses experienced in recent times, private mortgage lending may be the perfect investment tool for you. As a private lender you can make a high rate of return on your investment.
How high? Certainly 2 or 3 times what the Bank will give you for the 'savings' account; and may be up to 5 times more on occasion!
So how does this work?
Real estate investors often come across great deals and in order to close these deals, they need to get them funded quickly. We're referring to investors who buy run-down properties at a deep discount, fix them up and then sell them for a profit. These 'rehabbers' need access to money quickly and can't wait months for a traditional bank to wade through all the paperwork.
Here's how >>>YOU<<< can get in on this lucrative business without even picking up a hammer.
In essence, YOU BECOME THE BANK in a real estate purchase and lend your money secured by a piece of real estate the same way that a bank does. The difference is that you can make a lot more than a bank and ... your investment is much safer!
Since you have funds ready and waiting to be invested, you are a real estate investor's dream come true. Investors are willing to pay you high rates of interest for quick access to money when they need it in order to pick up a great deal ... plus, these rehabbers typically only need to borrow 70% or less of the house's value in order to buy and fix it up; so you are safe, even if the property drops upto 30% in value
So how is this possible?
These investors know how to spot properties that need work, and how to find sellers who want to dump their property and are willing to accept a deeply discounted price just to get rid of it!
What this means to you as the lender is that your money is secured against a piece of real estate for only 70% of what it's worth.
Should you ever need to recover your funds you can take back a piece of property worth far more than the amount that you put into it. This 'equity cushion' allows you to sell the property, if necessary, and still make money. Even banks aren't that secure in their investments. Banks can get in trouble because they make loans at 90%, 95% or even 100% loan to value ratio. They leave no room for error.
Most of these rehabbers only need the money for a short period of time. Since they are buying the property to fix up and resell, they do not need a 30-40 year mortgage like a regular home-buyer would.
Therefore, you get your investment capital back in a short period of time at a much higher rate of return than a CD/ GIC held for the same amount of time.
So, what should you watch out for?
When investing your funds make sure the transaction is set up with an lawyer/ attorney and/ or title company.
Never hand an investor a check.
Make sure the investor gets title insurance and property insurance with you named as 'loss payee' (or 'named insured') to protect your investment.
Know what you are getting into and what the investor intends to do with the property.
After providing the funds, you will get a mortgage (or trust deed depending on where you are) in first position recorded against the property.
Success!!
YOU now have used the same technique that the banks use except you are making a much better return and a much safer investment.
Want to earn double digits (10% or more!) in your Retirement Account or pension plan?
Making real estate loans is now a widely accepted use for retirement funds. Now you can loan out these funds that were previously unavailable for you to use, plus make them grow tax-deferred or tax-free! While there are limits to how much you can contribute to an Retirement Account/ Tax Free Savings Account each year, there are no limits to how much your these instruments can earn. You're not contributing funds, now you're investing those funds!
Investing in Real Estate Mortgages via Self-Directed RSPs (in Canada) or Self-directed IRAs (in the US) is a very safe & secure alternative to throwing your money down the toilet & praying, like you would in the stock market. Private mortgage lending is a great way to build wealth that most people aren't even aware of!, but now YOU are.
Right now, you can take control of your Retirement funds, pension plans, savings accounts and GICs or CDs and earn high rates of return safely and securely.
While others complain about low rates, and bemoan the losses they've incurred, you could be consistently earning 7-12% returns!, and sleep better knowing that you have taken a major step to securing your future, and that of your loved ones!
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If not, read on...
Did you even know that there is a very SAFE investment vehicle that gives you LIQUIDITY, and produces HIGH RETURNS in a CONSISTENT and SECURE manner? ... an investment secret that banks and financial institutions use (and 'they' don't want you to know about?)
Other smart and savvy people like you have been utilizing this Secret for years ... it is very common in real estate circles and is going on right now, right under your nose in every North American city in Canada & the US.
"What's it?", you ask
It's called 'mortgage lending'.
You might wonder, "So how is that a big secret?" The secret part of this is that you can make this same type of investment and >>>make far more than a regular bank does (or allow you to get!)<<<
If you have funds to invest but are afraid to try your hand at the stock market because of the massive losses experienced in recent times, private mortgage lending may be the perfect investment tool for you. As a private lender you can make a high rate of return on your investment.
How high? Certainly 2 or 3 times what the Bank will give you for the 'savings' account; and may be up to 5 times more on occasion!
So how does this work?
Real estate investors often come across great deals and in order to close these deals, they need to get them funded quickly. We're referring to investors who buy run-down properties at a deep discount, fix them up and then sell them for a profit. These 'rehabbers' need access to money quickly and can't wait months for a traditional bank to wade through all the paperwork.
Here's how >>>YOU<<< can get in on this lucrative business without even picking up a hammer.
In essence, YOU BECOME THE BANK in a real estate purchase and lend your money secured by a piece of real estate the same way that a bank does. The difference is that you can make a lot more than a bank and ... your investment is much safer!
Since you have funds ready and waiting to be invested, you are a real estate investor's dream come true. Investors are willing to pay you high rates of interest for quick access to money when they need it in order to pick up a great deal ... plus, these rehabbers typically only need to borrow 70% or less of the house's value in order to buy and fix it up; so you are safe, even if the property drops upto 30% in value
So how is this possible?
These investors know how to spot properties that need work, and how to find sellers who want to dump their property and are willing to accept a deeply discounted price just to get rid of it!
What this means to you as the lender is that your money is secured against a piece of real estate for only 70% of what it's worth.
Should you ever need to recover your funds you can take back a piece of property worth far more than the amount that you put into it. This 'equity cushion' allows you to sell the property, if necessary, and still make money. Even banks aren't that secure in their investments. Banks can get in trouble because they make loans at 90%, 95% or even 100% loan to value ratio. They leave no room for error.
Most of these rehabbers only need the money for a short period of time. Since they are buying the property to fix up and resell, they do not need a 30-40 year mortgage like a regular home-buyer would.
Therefore, you get your investment capital back in a short period of time at a much higher rate of return than a CD/ GIC held for the same amount of time.
So, what should you watch out for?
When investing your funds make sure the transaction is set up with an lawyer/ attorney and/ or title company.
Never hand an investor a check.
Make sure the investor gets title insurance and property insurance with you named as 'loss payee' (or 'named insured') to protect your investment.
Know what you are getting into and what the investor intends to do with the property.
After providing the funds, you will get a mortgage (or trust deed depending on where you are) in first position recorded against the property.
Success!!
YOU now have used the same technique that the banks use except you are making a much better return and a much safer investment.
Want to earn double digits (10% or more!) in your Retirement Account or pension plan?
Making real estate loans is now a widely accepted use for retirement funds. Now you can loan out these funds that were previously unavailable for you to use, plus make them grow tax-deferred or tax-free! While there are limits to how much you can contribute to an Retirement Account/ Tax Free Savings Account each year, there are no limits to how much your these instruments can earn. You're not contributing funds, now you're investing those funds!
Investing in Real Estate Mortgages via Self-Directed RSPs (in Canada) or Self-directed IRAs (in the US) is a very safe & secure alternative to throwing your money down the toilet & praying, like you would in the stock market. Private mortgage lending is a great way to build wealth that most people aren't even aware of!, but now YOU are.
Right now, you can take control of your Retirement funds, pension plans, savings accounts and GICs or CDs and earn high rates of return safely and securely.
While others complain about low rates, and bemoan the losses they've incurred, you could be consistently earning 7-12% returns!, and sleep better knowing that you have taken a major step to securing your future, and that of your loved ones!
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