When it time to get car insurance too many people simply renew the policy they bought from the insurance agent they have always used. This is a huge mistake that could wind up costing you hundreds of dollars. The only way to find a great deal on auto insurance is to shop around. If you are not willing to spend a half an hour or so online then you should just come to grips with the fact your insurance will always cost too much and deliver too little.

On the hand if you are like most people you would love to save up to $500 dollars per year on your automobile insurance policy. This can be done just by shopping for your next policy online. Purchasing coverage on the Internet is far less expensive than buying it from an agent.

An insurance company is able to offer you a much lower rate when you buy online because there is no car insurance agent that needs to be paid for their services. It is just you and the insurance company making the deal. This allows the auto insurer to save money which results in a lower rate for you.

It is also much easier to purchase auto insurance online. All you have to do to request a quote is go to the web site f the insurance company and fill in some basic personal information and some information from your driving record. The entire process takes less than twenty minutes in most cases.

You will also probably qualify for some type of discount that is being offered by the various insurance agencies that you have requested quotes from. These discounts will vary a great deal from company to company so you may have to call and ask what they have available. Discounts are commonly given to members of certain organizations such as unions and social clubs. They are also given for such things as having anti-lock breaks, being a good student, and more.

If you spend just a few minutes online using the tips in the above column you will definitely save money on your next auto insurance policy.