Insurance: Why Won't a Seller Accept an FHA Loan?

Why Won't a Seller Accept an FHA Loan?

In a slow real estate market, a seller needs as large of a pool of available buyers as he can get to increase the odds of a quick sale at fair price. Sellers generally do not know enough about financing types to refuse a particular type, since their primary concern is the sale of their home and thei

Insurance: A Decent Broker Will Help Find the Best Mortgage Deals

A Decent Broker Will Help Find the Best Mortgage Deals

For the best mortgage deals, borrowers almost always engage the services of a trained and registered mortgage broker or financial advisor. The process of obtaining the right mortgage can be a long and complicated one ...

Insurance: How Can You Choose a Right Mortgage Broker?

How Can You Choose a Right Mortgage Broker?

Back in 1970s, mortgage brokers were generally used for last-resort financing, but, eventually, they took on a role, more of consulting, by providing education on how to become mortgage free-faster and finding the best rate ...

Insurance: How do I Help Individuals With Their Rent or Mortgage?

How do I Help Individuals With Their Rent or Mortgage?

Housing is normally the largest expense in Americans' lives, and some consumers struggle to make ends meet after paying their rent or mortgage payment. If you have a friend, family member or colleague who is struggling to pay his housing bill, you can do several things to help. While that person mus

Insurance: Home Refinancing According To Your Financial Condition

Home Refinancing According To Your Financial Condition

Home refinancing can be an effective way by which extra cash can be obtained for use of other important expenses. However, before taking advantage of this home refinancing benefit, it is best to consi

Insurance: Do HAMP Loans Affect Credit?

Do HAMP Loans Affect Credit?

You might be able to make your mortgage more affordable if you are behind on payments by using the Home Affordable Modification Program (HAMP). HAMP loan modification, however, may hurt your credit score as a side effect. It can only damage your credit score if you are already behind on payments.

Insurance: Market Bets On Interest Rate Cuts

Market Bets On Interest Rate Cuts

The confirmation of the weakness in the international stock market stunned investors and lifted expectations that the Federal Reserve would be forced to cut interest rates.

Insurance: What Happens When a Five-Year Interest-Only Mortgage Resets?

What Happens When a Five-Year Interest-Only Mortgage Resets?

With an interest-only mortgage, the payments on the loan are only for the monthly interest due on the loan. The payment does not include any payment toward the loan balance. The result of an interest-only mortgage is a lower payment or the ability to buy a more expensive home with the same payment.

Insurance: Mortgage Programs for the Disabled

Mortgage Programs for the Disabled

Mortgage programs for the disabled are limiteddisabled parking image by drawos from Fotolia.comMortgage lending can be a complex and overwhelming business. There are an inordinate number of programs, lenders and rates. Average consumers must do ample research prior to applying for a new...

Insurance: The Discharge of a Debt

The Discharge of a Debt

Someone who has accumulated an unmanageable amount of debt may want to file for bankruptcy. Bankruptcy can help the debtor rid himself of debt or to better manage his debt. If the debtor files for bankruptcy, the bankruptcy court will forgive many of his debts. The bankruptcy court accomplishes this

Insurance: How to Get Mortgage Assistance

How to Get Mortgage Assistance

There is nothing as satisfying and comforting as owning one's own home. It has always been seen as the standard by which success is measured. Because home ownership is so important to the overall stability ...

Insurance: Ways to Enhance the Worth of Your Property

Ways to Enhance the Worth of Your Property

Many top contractors, who take up renovation assignments, believe that most of the reconstruction or redecoration is done in kitchen area and bathroom area to increase the worth of a home. Many house owners, who ...

Insurance: How to Refinance a Mortgage Held by Chase Home Mortgage

How to Refinance a Mortgage Held by Chase Home Mortgage

A mortgage refinance is a renegotiation of the terms and rate of a mortgage that turns the original note into a new loan. A borrower with a Chase Home Mortgage can choose to refinance his mortgage with Chase or with a different lender, depending upon his personal preference. Sometimes, a borrower ca

Insurance: Top Reasons To Do A Va Home Loan

Top Reasons To Do A Va Home Loan

When it comes to qualifying for a home mortgage loan, there are many different types of programs. With the many different mortgage loan programs available, it is important to choose the best program for your particular mortgage needs.One of the home mortgage loan programs you can choose from is a VA

Insurance: Scholarships for Single Teenage Parents

Scholarships for Single Teenage Parents

According to the AED, only three out of every ten teenage mothers complete high school, and even fewer are able to go on to college. Single teen mothers who demonstrate leadership skills, a strong commitment to community service and academic excellence may be eligible for scholarships and aid to hel

Insurance: Washington State Divorce & 401(k)s

Washington State Divorce & 401(k)s

Washington is a community property jurisdiction, and under the state's community property laws, divorcing couples must divide their marital property between them through a written settlement agreement or ask the judges to divide their property. Judges will divide property equitably between them. Was