Business & Finance: The Mystery of Credit Card

The Mystery of Credit Card

Nowadays it's well known to everyone that credit is a method of selling goods and services without the buyer having cash in hand and a credit card is only an automatic way of offering credit ...

Business & Finance: A Bond Co-Signer's Rights

A Bond Co-Signer's Rights

When a person undertakes the obligation of co-signing a bond, the rights and obligations can be a bit unclear. Fortunately, Section 3 of the Uniform Commercial Code stipulates the rights and obligations of a guarantor, the UCC's term for a co-signer. A guarantor is only liable for the debt if the or

Business & Finance: Canceling Credit Cards and Credit Scores

Canceling Credit Cards and Credit Scores

The average American consumer had 3.45 open credit card accounts as of 2011, according to the Experian credit bureau. Not all of those cards are being actively used, but closing accounts negatively affects your credit score even if you do not carry a balance. Consider this bad impact before you clos

Business & Finance: Instant Approval Credit Cards And Why They Are Highly Beneficial

Instant Approval Credit Cards And Why They Are Highly Beneficial

Instant approval credit cards are the perfect way to avoid the long and tedious processes of getting an individual credit history approved, which can take many ways to be completed. Since company approvals are required to gain access to any credit card, consumers should be well aware of the various

Business & Finance: Credit Card Debt Relief and FICO Scores

Credit Card Debt Relief and FICO Scores

Learn what happens to your credit score once you finally get out of credit card debt. Also see what professional debt relief programs does to credit.

Business & Finance: The Facts About Low Rate Cards

The Facts About Low Rate Cards

Let us start with knowing what annual percentage rate - APR is & where its significance lies. The APR is just interest rate, which is used to compute the interest on balance in credit account with credit card dealer. There is not any interest rate if you make full payment of the credit bill.

Business & Finance: Understanding Terms and Conditions of Credit Cards

Understanding Terms and Conditions of Credit Cards

To understand the terms and condition of a credit card it is important to read carefully the fine print when applying for it. When you receive a card offer you must not rely on what it states in big letters but actually you must read the whole document because banks and card companies nowadays are s

Business & Finance: Instant Credit Card Approval Online

Instant Credit Card Approval Online

What's the first thought in your head when you hear "instant credit card?" A log of internet browsers noticed that there are credit card companies luring potential clients left and right over the internet. They always announce that they provide the best credit cards. The icing on the

Business & Finance: How to Get a 3 Credit Report Containing Your Scores

How to Get a 3 Credit Report Containing Your Scores

When you are trying to repair or maintain your credit rating knowing what is on your credit report is essential. The free credit reporting services that you see advertised will only provide you with information about your creditors, payments and balances due. What you really need to see in order to

Business & Finance: How to Learn the Loan Process

How to Learn the Loan Process

Learning how loans are processed could help you save money. The knowledge will help you understand interest rates and the importance of a good credit report and score. Most loans require you to fill out an application and submit to a credit check, which includes a review of your credit score. A cred

Business & Finance: Don't Get Taken by a Credit Repair Clinic Rip-off

Don't Get Taken by a Credit Repair Clinic Rip-off

With so many people telling you that they can perform credit repair and get almost magical results, should you trust the ads? Are credit repair firms trustworthy? If so, what are the indications you should look for before making your choice. Here are telltale markers to help you make an informed cho

Business & Finance: Obtaining A Long Term Bad Credit Affordable Loan

Obtaining A Long Term Bad Credit Affordable Loan

Small affordable monthly payments for those with bad credit should not be a burden. bad credit long term loans really should be affordable after having helped a borrower by using a financially rough time. Short-term ...

Business & Finance: Feds to Crack Down on Credit Card Issuers - Issuers Retaliate

Feds to Crack Down on Credit Card Issuers - Issuers Retaliate

Federal Regulators were generous with credit card issuers when they met last fall and enacted rule changes that favored consumers over the card issuers. They gave them time to implement the changes. In fact, they gave them until July 2010.