Business & Finance Credit

Procedures On Applying A Psbank Account

Philippine Savings Bank, commonly known as PSBank, is a savings bank based in the Philippines. PSBank is a member of BancNet, a Philippine-based interbank network connecting the ATM networks of more than forty local banks. It is also a subsidiary of Metrobank that offers basic services like Internet, telephone and mobile banking.

Opening a new bank account at PSBank involves preparation of necessary requirements for application of new account. It is recommended to ready first all things like ID and money before going to the bank to have a quick processing of your account.

In order to open savings or checking account in PSBank, it is recommended to follow the following procedures.

1. Before going to the bank, select first which branch is near your house or place of work for you to go there easily whenever there is a problem for your account.

2. Make sure to ready all requirements before going to the bank. Typical requirements for opening a new bank account include two 1x1 photo ID, valid IDs and statement of billing.

3. Bring money for initial deposit. For ATM and passbook savings account, initial deposit is P2,000 and P5,000 respectively. For peso checking account, minimum initial deposit is P5,000.

4. Once you arrive at the bank, you should proceed directly to the new account desk. Inform the bank officer you want to open a new bank account and then you will be given forms and signature cards. You must fill it up with the necessary data completely.

5. Give to the bank officer all the requirements and application forms together with your initial deposit for verification and processing of your application.

6. Pick-up your ATM or passbook after 5 banking days had passed or you can inquire to the bank officer when it will be available to be sure. You can also authorize other person to get your ATM or passbook, just make authorization letter and copy of your IDs.

PSBank is subsidiary of Metrobank and one of the most trusted banks in the Philippines. In order to open a new bank account at PSBank, you should have the complete requirements before visiting the branch of your choice. Remember to bring all requirements with you.

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