Can you actually make your credit WORSE simply by trying to fix it? Are some methods worse than others, suspicious or even illegal? And if so...
HOW so? (and which ones?) In this article we are going to take a quick and insightful look at the risk people undertake when trying to fix their credit, and how YOU can legally restore your own credit worry free starting today.
Sound interesting? If so...
continue reading as we take a closer look below..
:-) Risky credit repair strategies The truth? Fixing your credit is a "right" that we're ALL given per several different important laws..
..
most notably, the Fair Credit Reporting Act.
There is NOTHING you can't remove from your report that is holding you back from being approved for credit, and everything can be done within the confines of the law, once you know what to do! That being said..
..
some of the riskier strategies you MUST avoid include:
Why are these approaches risky? Because they can get you in trouble with the law for one..
..
and for 2, can "red flag" your credit file as one that is trying carte blanche credit repair...
which ultimately is going to cause you to have your disputes ignored, set aside or even thrown in the garbage can altogether.
For example? The FCRA does permit the bureaus to disregard ONE type of dispute..
..
and that is those that are done "frivolously" or for the purpose of manipulating the law.
Once you are "tagged" as an offender of this sort, your credit repair efforts are going to hit the wall in a hurry! To legally repair your credit...
Simply follow the blueprints of those who have done it before.
Don't get "greedy"..
..
and stick with a system and sequence that works! (and be HONEST..
..
your credit report is FULL of errors right now that allow you to dispute whatever you want worry free..
..
you DON'T need to lie or make things up to get a blemish free report, and a score that you deserve to boot!)
HOW so? (and which ones?) In this article we are going to take a quick and insightful look at the risk people undertake when trying to fix their credit, and how YOU can legally restore your own credit worry free starting today.
Sound interesting? If so...
continue reading as we take a closer look below..
:-) Risky credit repair strategies The truth? Fixing your credit is a "right" that we're ALL given per several different important laws..
..
most notably, the Fair Credit Reporting Act.
There is NOTHING you can't remove from your report that is holding you back from being approved for credit, and everything can be done within the confines of the law, once you know what to do! That being said..
..
some of the riskier strategies you MUST avoid include:
- File Segregation
- Applying for a new SSN or Federal ID
- Computer Manipulation
- Disputing EVERYTHING on your report all at once
Why are these approaches risky? Because they can get you in trouble with the law for one..
..
and for 2, can "red flag" your credit file as one that is trying carte blanche credit repair...
which ultimately is going to cause you to have your disputes ignored, set aside or even thrown in the garbage can altogether.
For example? The FCRA does permit the bureaus to disregard ONE type of dispute..
..
and that is those that are done "frivolously" or for the purpose of manipulating the law.
Once you are "tagged" as an offender of this sort, your credit repair efforts are going to hit the wall in a hurry! To legally repair your credit...
Simply follow the blueprints of those who have done it before.
Don't get "greedy"..
..
and stick with a system and sequence that works! (and be HONEST..
..
your credit report is FULL of errors right now that allow you to dispute whatever you want worry free..
..
you DON'T need to lie or make things up to get a blemish free report, and a score that you deserve to boot!)
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