- 1). Look for an FHA-backed mortgage if you are a first-time buyer who does not have enough money for a down payment. The lending institution will have the paperwork needed for you to apply for a mortgage.
- 2). Ask the social service agency that is currently giving you assistance how you may qualify for an FHA mortgage. While you may not have the resources needed to buy a home right away, your social worker can steer you towards programs that can help you get ready for home ownership.
- 3). Contact HUD to ask questions about your eligibility and the kinds of resources that are available to you. You also can use their search engine to find an FHA lender near you. The website is listed in the Resources section, as well as other searchable databases.
- 4). Look at the insignia on the doors of your bank or mortgage company. They typically will advertise their FHA approval in some way. If not on the door, then you will see the logo in their brochures, on business cards and any other paperwork they generate. You can call a lender as well and ask them.
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