It is only natural for you to feel cheated by your insurer when you find out that your neighbor within the same location as you are is enjoying a more affordable home insurance coverage than you are.
It is better you discuss with him and find out how you can enjoy such coverage and save cost.
You can also decide to discuss with a financial adviser on your insurance policy if you think you are not satisfied with your current one.
There might be some vital things that could be missing in your present policy which should makes you want to get a better coverage.
These are: Timely and accurate customer service and an affordable premium.
These would verify your position as a home insurance policy buyer getting quality service.
Sadly there are many insurance policy providers who would give little coverage at high premium which has made many of their policy buyer believe that a higher coverage for less could only be scam.
Home insurance is a must even if you live in a posh and expensive house in a guarded environment you are still at risk of vandalism.
So view home insurance as necessary and not luxury.
When your home cover offers you wider coverage at an affordable rate, you wouldn't be wrong if you say YES when asked if you are happy with your home insurance policy.
If your answer is a NO, then you have to work hard to change this.
You need strategic planning to change your poor coverage to a better one.
This can be done through research and comparison of quotes online to find more coverage for lower rates.