Business & Finance Personal Finance

What Should Be Printed on Checks for Safety?

    Partial Name

    • List only your first initial and your last name. By eliminating the extra elements in your name, you are primarily protecting your personal safety. Including more details of your name makes it easier for predators to locate and target you, in addition to alerting sexual predators to your gender. If a criminal comes in contact with your checks, he will not be able to look up your address and other contact details with a quick Internet search.

    Mailing Address

    • Your personal safety is further ensured with the use of a post office box. By using a post office box, your home address is not connected to your checks. This makes you a more difficult target to locate in a physical sense, when combined with the use of only a partial name.

    Mobile Phone Number

    • Strictly speaking, you do not need to print a telephone number on your checks at all. However, if you prefer to include this piece of personal information, be sure that you do not use your home telephone number. By providing a mobile telephone number, merchants and creditors can still contact you for follow-up, if needed. However, mobile phones are more difficult to trace back to their owners via the Internet. A criminal can use a reverse phone number look-up service, on the other hand, to determine both your name and address when they have your registered telephone number.

    Nothing Else

    • All other details, such as your Social Security number or your driver's license number, are both superfluous and unsafe. Though the average criminal is not likely to locate you physically by these items, an identity thief can use them to disastrous effect. With your Social Security number, in particular, she could use your name to open lines of credit to which she alone has access. Furthermore, a talented identity thief can use these identity markers to gain access to your existing bank accounts and credit cards.

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