In today's economy, everyone seems to be thinking about how they are going to pay their bills.
So, in order to hopefully make it easier for some people to meet their monthly obligations; I am going to show you how to zap your debt.
So, are you ready for the big secret? The real "secret" is that getting rid of your debt is many times as simply as keeping a written budget and learning how to control what you spend.
Sorry, I don't have a magic pill and I am not going to sell you a really sweet business idea.
The key to eliminating your credit card or personal loans is commitment and constant attention to the problem! First of all, you need a budget.
A budget simply allows you to document how much money you make and how much money you spend.
The idea is to do this before you spend the money for the month.
Then take whatever is left and apply it towards you bills.
Don't have any extra money? Then you need to do one of two things or both: Make more money or start spending less.
Here are some ideas for making more money:
However, each situation is different and you will begin to see what works best for you by keeping a budget and documenting everything.
So, if you really want to "zap" your debt; start with commitment and a plan.
So, in order to hopefully make it easier for some people to meet their monthly obligations; I am going to show you how to zap your debt.
So, are you ready for the big secret? The real "secret" is that getting rid of your debt is many times as simply as keeping a written budget and learning how to control what you spend.
Sorry, I don't have a magic pill and I am not going to sell you a really sweet business idea.
The key to eliminating your credit card or personal loans is commitment and constant attention to the problem! First of all, you need a budget.
A budget simply allows you to document how much money you make and how much money you spend.
The idea is to do this before you spend the money for the month.
Then take whatever is left and apply it towards you bills.
Don't have any extra money? Then you need to do one of two things or both: Make more money or start spending less.
Here are some ideas for making more money:
- Start a side business
- Work more hours
- Get a second job
- Sell some of your "toys"
- Cancel the gym membership
- Stop the cable TV
- Stop texting so much
- eat out less
- bring a lunch to work
- Cancel other memberships
- Stop drinking alcohol
- Stop buying cigarettes
- Stop playing the Lotto!
However, each situation is different and you will begin to see what works best for you by keeping a budget and documenting everything.
So, if you really want to "zap" your debt; start with commitment and a plan.
SHARE
