Business & Finance Credit

Annual Free Credit Report Program - The First and Easy Step to Getting a Mortgage

Your Credit Report and Rating - Just Get It Your credit history is one of the biggest factors to securing a home mortgage at the lowest interest rate and with best terms available.
Why is it that we all know this fact but are hesitant to open that door and come face-to-face with our credit information? Perhaps our biggest hurdle is the impression that getting our credit rating will be a difficult and time consuming process.
You may be surprised to know just how easy and quick it is to get a free credit report.
That may have just sounded like a sales pitch - I assure you - it is not.
It truly is fast and easy.
You have seen the television commercials and online advertisements for numerous credit report online sites.
Yes, these sites will help you get your free credit report but they will also try to sell you a credit monitoring service and other products.
No doubt these sites are valuable tools for protecting your credit, but you can choose these services later.
Let us keep it simple for now.
Annual Free Credit Report Program Here is all you need to do.
Go to AnnualCreditReport.
com.
This site was created and authorized by the three major consumer reporting agencies, Equifax, Experian and TransUnion.
It is THE official government-authorized website supporting the Fair and Accurate Credit Transactions Act (a federal law passed in 2003) which allows you to obtain a free credit report every 12 months from each of the three reporting companies.
How Easy it Really Is The only information you will need to provide to AnnualCreditReport is: Full Name Date of Birth SSN Current Address Prior Address (if at current address less than two years) After entering the above information, you will choose TransUnion, Experian, Equifax or all three.
You will be directed to each agency website separately.
As you conclude each visit, you will be conveniently brought back to AnnualCreditReport where you can move on to another agency site or finish up.
Additional information required by the agencies is minimal.
Experian only asks four easy multiple choice security questions.
With regards to which agencies to choose at this point, you may request all three right now or space them out over the year (perhaps you'll want to get one every 4 months or so).
The detailed credit report will be absolutely free.
You can obtain your credit score for an additional (optional) charge of $7.
95.
It could not get much easier.
If you have ten minutes, head on over to AnnualCreditReport right now.
Won't it be a great feeling when you can check that off your to-do list?
SHARE
RELATED POSTS on "Business & Finance"
Have You Heard About the Credit Card Bill Stimulus Package and How it Can Help You?
Have You Heard About the Credit Card Bill Stimulus Package and How it Can Help You?
Credit Repair Service - Is it For You?
Credit Repair Service - Is it For You?
The FTC Provides Resources To Help Consumers Get Out Of Debt
The FTC Provides Resources To Help Consumers Get Out Of Debt
The Short Cut to Credit Card Success - How Credit Comparison Tables Can Half Your Research
The Short Cut to Credit Card Success - How Credit Comparison Tables Can Half Your Research
Fix Your Credit Report Errors
Fix Your Credit Report Errors
Credit Cards with Zero Interest
Credit Cards with Zero Interest
How Business Credit Can Help in Growth of Your Business
How Business Credit Can Help in Growth of Your Business
The Mystery of Credit Card
The Mystery of Credit Card
A Bond Co-Signer's Rights
A Bond Co-Signer's Rights
Canceling Credit Cards and Credit Scores
Canceling Credit Cards and Credit Scores
Most Common Credit Repair Myths Debunked
Most Common Credit Repair Myths Debunked
Credit Counseling - Not Because You're Crazy, Either
Credit Counseling - Not Because You're Crazy, Either
Credit Cards For Poor Credit
Credit Cards For Poor Credit
Credit Card Approval - Some Simple Hints
Credit Card Approval - Some Simple Hints
Low Interest Balance Transfer Credit Cards - Is it a Great Deal Or is it a Trap?
Low Interest Balance Transfer Credit Cards - Is it a Great Deal Or is it a Trap?
Instant Approval Credit Cards And Why They Are Highly Beneficial
Instant Approval Credit Cards And Why They Are Highly Beneficial
Credit Card Debt Relief and FICO Scores
Credit Card Debt Relief and FICO Scores
The ‘80/20’ Rule in Ghana’s Banking Industry, is it Helping Us?
The ‘80/20’ Rule in Ghana’s Banking Industry, is it Helping Us?
Your Credit Card & the Interest Charges - Do You Really Understand the Interest Calculations?
Your Credit Card & the Interest Charges - Do You Really Understand the Interest Calculations?
3 Credit Mistakes That Can Ruin Your Credit Fast
3 Credit Mistakes That Can Ruin Your Credit Fast
How to Get a 740 Credit Score
How to Get a 740 Credit Score
Your Credit Report and Credit Score Explained
Your Credit Report and Credit Score Explained
Debt Settlement Claims - Take All Big Statements With a Pinch of Salt
Debt Settlement Claims - Take All Big Statements With a Pinch of Salt

Leave Your Reply

*