Are you frustrated by a mountain of high interest credit card debt and other unsecured debt that seems to be taking forever to pay off? Well, you're not alone. The post-recession economy has produced a tidal wave of debt problems for consumers and too many of them are trapped by only being able to make the minimum monthly payment on their accounts. When this happens and interest rates are high, it can literally take decades to get free from the constant draining effect it has on your personal finances. Fortunately there is some relief available that can shorten your payoff schedule to just 5 years or less while it protects your credit score, as well as delivering a number of other powerful benefits. If this sounds like what you've been looking for, then read on.

You should investigate the possibility of taking advantage of a debt management plan (DMP) through a credit counseling agency or other debt relief provider. A debt professional will analyze and assess your financial situation and determine if a DMP would provide an effective solution for your debt problems. In a DMP the high interest rates that you have now will be reduced, you can get contol over your bill-paying with a consolidated monthly payment, collection phone calls can finally be brought to an end and you can begin to see some daylight at the end of the tunnel of debt you've been navigating. Do yourself a favor and speak with a debt professional today to find out exactly what a DMP can do to help you with your debt problem. And you really don't have to risk your credit score to get the kind of help that you need.