Place Fraud Alerts

• If someone has used your social security number, you need to place fraud alerts on your credit file with each of three national credit bureau reporting agencies: Experian, Equifax and Trans Union.
  
  

Close Fraudulent Accounts

• Close any accounts that have been breached or were opened fraudulently. This will require obtaining a copy of your credit report. You can get one for free when you place fraud alerts on your file.
  
  

File Fraud Report with FTC

• File a complaint with the Federal Trade Commission. This report will help law enforcement track identity thieves and provide back up for the police report. You can also file a report with the Social Security Administration.
  
  

File Police Report

• File a police report with your local law enforcement officials.
  
  

Send Fraud Reports to Creditors

• Begin the process of contacting creditors that issued the fraudulent accounts and send them copies of the FTC and police reports that indicate you have been a victim of fraud.