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Insurance Property Claims - What You Should Know

Your house has been damaged due to falling tree, fire, tornado, and other kinds of calamities. What would you do? In what way will you start? Be sure to contact the insurance company after you have left your home for safety. Then, the insurance claim process would start.

In order for the claim to be processed, you need to inform the insurance company. Then, you would file the forms, submit the requirements, contact the adjuster, record all of your losses, and arrange the repairs. You will only get your claim after you have paid the insurance deductible. This can be processed a long period of time, according to how much the damage is.

You can record the damage by getting some pictures and videos of it. As much as possible, you should do this immediately. For instance, you may not be able to prove the hail damage instantly particularly when the roof is already old. The best thing that you can do is to capture pictures or videos before the hailstone melts so that they would not doubt that your property is damaged because of hailstone. Do this clearly and record everything from the damage up to the belongings. It is best to also record the damage of the whole community.

During this time you may be tempted to throw those damaged items but only do this when the items are dangerous. If you will throw the things away, do not forget to take its pictures. To show to them that your furniture is constructed of expensive fabric like leather, you should cut a part of it.

Get all of the proven documents, pictures, and videos when you already assumed of the future insurance claim. You will have to show this to your adjuster so that you can prove your loses. If you didn't, you need to check your credit card or bank account statement and receipt to prove the prices of those items.

Get a notebook and write down the damage and be sure to visit room by room. To make sure you don't overlook anything, you must have a system. You can do this in clockwise direction, checking from top to bottom and left to right. In this system, you should enter the room and check the area. See if there's a need to call for Seattle water damage restoration services.

Like for instance, when you enter the room check the wall and the ceiling. Verify whether there is any damage on the ceiling, wall, and floor. If you are already finished from the first wall, you should go to the next. Use another paper to attached your pictures of those items. The adjuster will be the one who will check the damages. Make sure that what you have written on your notebook will be seen by the adjuster. Although you may find it time consuming to check the damages, sooner you will realize that it's worth it. You can get more details from the seattlepuroclean.com website.
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