- As of September 2010, BCBSA individual healthcare plans, which do not include those filed by a group plan under an employer, may not cover applicants or will exclude related coverage if the applicant has a specific preexisting condition such as diabetes, high-blood pressure or depression. However, the Healthcare Reform Act stipulates that as of September 2010, children cannot be denied healthcare due to preexisting conditions, and BCBSA is no exception.
- On January 1st, 2014, all BCBSA applicants will be given coverage regardless of preexisting condition. This policy includes individual healthcare packages.
- According to Blue Cross Blue Shield's Anti-Fraud Brochure, omitting a preexisting condition from an application is tantamount to insurance fraud, which is punishable under state and federal law.
Children with Preexisting Conditions
Landmark Changes
Omitting Preexisting Conditions on Applications
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