We all know the dangers and fears of identity theft.
Luckily there are some programs now that can help prevent us from it.
However, many of these do a good job, but do not protect us 100%.
So the best plan to have is the recovery plan.
You do not want to go through the ordeal of identity theft and not have any idea how to recover from it.
When you are a victim you usually have had money stolen from you, or you have had someone use your credit and make charges.
The charges can get reversed and the money can be put back once you notify the banks that you are a victim.
The fact is that because this crime has become so common, that banks have put in fast policies to make sure everything is fix in a timely manner.
Years ago this crime wasn't as common and if you filed banks conducted an investigation to see if you were really a victim or trying to get away with something.
Now banks are so worried they might lose you as a customer that they fix it as fast as they can.
One thing however, banks do not fix usually is your credit.
The crime can severely damage anyone's credit and that can cause a lot of problems especially if you are looking to apply for a car or home loan in the near future.
The obvious way to fix this is to make payments on time, and rebuild but if you need a quicker solution you can go with credit repair.
Credit repair is the fastest way to fix your score, taking weeks.
The process can fix a score even if it was lowered by; foreclosure, bankruptcy, lawsuit, missed payments, repossession and yes even identity theft.