Smart card was invented by a French scientist R. Moreno in 1974. Bank cards originated in 1912, when the U.S. issued cards metal engraved with the name of the cardholder, the bank and part of the account number, were widespread in the second year of the last century.
According to Wikipedia a smart credit card is: "A smart card, chip card, or integrated circuit card (ICC) is any pocket-sized card with embedded integrated circuit... Smart cards can provide identification, authentication, data storage and application processing. Smart cards may provide strong security authentication for single sign-on (SSO) within large organizations."
Smart Credit cards are becoming more and more popular in our daily life. They help us when making purchases, when entering the office, for our identification. Credit cards are a powerful tool for payment, they create our security and peace of mind for a good credit rating. Now there are smart credit cards, which help us to determine our credit rating and to obtain all necessary information to us about our financial situation in one place.
It is important to know how to use rationally credit schemes and how to work every day to create our positive credit rating and check its daily changes. The credit rating is not static, it changes with every transaction. Most importantly, to maintain a high credit rating is to use it wisely, to pay on time our credit card bills, and do not use the limit of the credit card at a time.
Credit score can vary between 300 and 850, it is based on your annual credit report that comes from your credit history. Credit score of 650 would bring you a high interest rate on your loan, the higher your credit score is, the lower the interest rate on the loan. It is important to monitor the correctness and lack of errors or fraud in your credit report, you can do so each year you receive it free from the three reporting agencies.
Your credit report is important even for the amount of your car insurance. Credit rating depends on regular and timely repay of your debts and monthly bills, the ratio of debt to your credit limit - on what percentage of your credit is acquired and for how long, whether you have had previous loans and how they were paid, whether you have new credit and how long is your credit history.
Our good credit rating is our advantage in these life situations: when buying a new home or car, when applying for a job, pay utility bills, rent an apartment, when in need of future loan, as a good credit rating will bring you the lowest interest rate.
To improve our credit rating following is good to know: we need to pay our bills on time, to use credit and have a good credit history, to not to use more than 25% of our credit limit smart card, to make larger contributions from required on the monthly balance, to avoid opening multiple accounts at once, which would be a sign of financial problems, regularly to check our credit report to avoid any errors or frauds.
And finally - what is smart card - It's a microcomputer (CPU) memory, which generates and stores the encryption keys and certificates and has a different mechanism and interface work. Cryptographic functions using private / private key itself is running on a smart card.
What we provide smart cards: they're like a "pocket" for certificates, reliable data storage - such as a private key, etc. Smart cards are like a pocket computer, we can sign them "self" quickly and easily, they provide mobility, safety, transparency - easily perform signature without thinking where is your own key, etc.
Smart card is our new digital identity.
This is our fantastic proposition: Signup for the free trial to SmartCredit.com! Monitor your credit scores and financial information all in one place:http://tinyurl.com/smartcredit-com
According to Wikipedia a smart credit card is: "A smart card, chip card, or integrated circuit card (ICC) is any pocket-sized card with embedded integrated circuit... Smart cards can provide identification, authentication, data storage and application processing. Smart cards may provide strong security authentication for single sign-on (SSO) within large organizations."
Smart Credit cards are becoming more and more popular in our daily life. They help us when making purchases, when entering the office, for our identification. Credit cards are a powerful tool for payment, they create our security and peace of mind for a good credit rating. Now there are smart credit cards, which help us to determine our credit rating and to obtain all necessary information to us about our financial situation in one place.
It is important to know how to use rationally credit schemes and how to work every day to create our positive credit rating and check its daily changes. The credit rating is not static, it changes with every transaction. Most importantly, to maintain a high credit rating is to use it wisely, to pay on time our credit card bills, and do not use the limit of the credit card at a time.
Credit score can vary between 300 and 850, it is based on your annual credit report that comes from your credit history. Credit score of 650 would bring you a high interest rate on your loan, the higher your credit score is, the lower the interest rate on the loan. It is important to monitor the correctness and lack of errors or fraud in your credit report, you can do so each year you receive it free from the three reporting agencies.
Your credit report is important even for the amount of your car insurance. Credit rating depends on regular and timely repay of your debts and monthly bills, the ratio of debt to your credit limit - on what percentage of your credit is acquired and for how long, whether you have had previous loans and how they were paid, whether you have new credit and how long is your credit history.
Our good credit rating is our advantage in these life situations: when buying a new home or car, when applying for a job, pay utility bills, rent an apartment, when in need of future loan, as a good credit rating will bring you the lowest interest rate.
To improve our credit rating following is good to know: we need to pay our bills on time, to use credit and have a good credit history, to not to use more than 25% of our credit limit smart card, to make larger contributions from required on the monthly balance, to avoid opening multiple accounts at once, which would be a sign of financial problems, regularly to check our credit report to avoid any errors or frauds.
And finally - what is smart card - It's a microcomputer (CPU) memory, which generates and stores the encryption keys and certificates and has a different mechanism and interface work. Cryptographic functions using private / private key itself is running on a smart card.
What we provide smart cards: they're like a "pocket" for certificates, reliable data storage - such as a private key, etc. Smart cards are like a pocket computer, we can sign them "self" quickly and easily, they provide mobility, safety, transparency - easily perform signature without thinking where is your own key, etc.
Smart card is our new digital identity.
This is our fantastic proposition: Signup for the free trial to SmartCredit.com! Monitor your credit scores and financial information all in one place:http://tinyurl.com/smartcredit-com
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