These days folks don't have much of a problem finding insurance companies to buy from - a quick Google search gives you tons of options! - the problem is separating the honest, ethical, companies from the scam artists out to rip you off! So how do you separate the 'evil' insurance companies from the honest ones? The answer is homeowners insurance ratings resources - they'll tell you which companies are in financial distress and even go as far as show you complaints made by unhappy customers! Lots of people think there's a single authority they should go to for insurance ratings, when actually, there are quite a few independent groups that spend all their time researching options for homeowners insurance.
What To Expect From Homeowners Insurance Ratings You'll see plenty of customer opinions on each insurance company - comparisons based on prices, how they handle claims, opinions on customer service, etc.
Keep in mind: Even the 'good' insurance companies will have customers complaints - the fact is you can't keep everybody happy all the time! - but the number of complaints won't be nearly as high as the true 'bad guys'! Other Places You Can Go For Homeowners Insurance Ratings On top of looking online for rating sites, you can go to your local state's Department of Insurance.
They've got interesting information on any company that's licensed to sell homeowners insurance in your state.
Note: Sometimes they won't share specific complaints with you.
When that happens just contact the California or New York Departments of Insurance and they'll give you the dirty secrets! Bottom Line: You do *not* want to do business with a company that's going bankrupt or has too many complaints from customers!