No matter how careful you are when you're driving, accidents can still happen. The best thing is for you to know how you can handle it in the right way. Not knowing how to deal with a car accident in an appropriate way can increase its cost to you in terms of money and trouble.

Here is a list of the things that you can do so that you can have all of your bases covered in case you get involved in a car accident.

Get the Important Information

The first thing to do is to make sure that you and no one else is hurt. If someone is hurt then the priority should be to give medical aid to that person and to call the emergency numbers. If no one is hurt then you can proceed with the other steps.

You have to get the information of the other vehicle. There is the chance that the other driver might seek to flee the scene of the crime so it's best that you are ready for that in case the driver decides to make a move like that. You have to get the plate number, make and model of the vehicle.

Call the Police

Some people think that the presence of police officers will only be needed in a major traffic accident. In reality, they will have to be there even in the event of a minor accident. They will be needed especially when there are damages on your vehicle or injuries inflicted on passengers.

It is also important to ask the police if you should move your car when it is blocking the flow of traffic. Do not move your vehicle too far away from the scene.

Find Some Witnesses

You might have to find someone who would backup what you are saying, someone who saw the accident. If there are some people who are within the area where the accident took place then they may be able to help you confirm the incident. This might not be so easy if the accident happened in an area where there are no houses.

Exchange Information

You have to exchange information with the other driver. There are some information that you need in particular and these are the name, address, contact number and insurance company. You will need those information when filing a claim.

Inform Your Insurance Company

There are two ways that you can inform your insurance company about the accident. The first method is through a notification and the second one is through an insurance claim.

You file a notification just to inform the company about the accident. There are cases where you just opt to have repairs done and paid out of your own pocket. An insurance claim is when you need money to pay for the repairs on your vehicle.

If the accident was the fault of the other driver, then they might try to ask you to just settle the thing between yourselves. But remember, without the presence of an officer, you will have no guarantee that they will live up to their word.