Instructions

1

Find out the cost of the medical treatment by asking the physician directly, as medical costs depend on the national average, place of service such as a hospital or clinic and the treatment plan.
2

Ask for an explanation of benefits and the coverage from your health insurance provider. Health insurance companies normally have a discounted rate if you use their network physician.
3

Ask for an explanation of benefits and the coverage from your health insurance provider. Health insurance companies normally have a discounted rate if you use their network physician.
4

Include the following things when you are calculating the costs of your medical bills: the amount of time lost in obtaining information required by the insurance company; software problems that you might have encountered during calculating the billing costs; and the expenses that you have to bear for any maintenance of software, monthly bills, backups, replacement of hardware and supplies.
5

Calculate any co-payments, co-insurances or deductibles that may affect your medical bill. Use this detail and calculate all the expenses and the possible line of treatment. You can use the specific software that medical billing companies have designed and issued in the market for calculating your medical bills and their costs.