Having a good credit score is very important, especially now when credit is becoming harder and harder to get.
Because of the recession lending is becoming much more regulated, stricter rules are being placed to borrow money.
Many people who have had financial difficulties recently and have damaged their credit are asking "how do I repair my credit now?" A good credit score does not only facilitate your life by giving you means to access your everyday needs, it also makes your purchases so much cheaper than if you have a low credit score.
You can end up paying more than twice as much for something when your credit is bad because of the high interest rates that they will charge you.
There is a very simple way that I have discovered to repair my credit now.
The credit bureaus have many records which are incorrect or inaccurate.
The Fair Credit Reporting Act allows anyone to challenge any of the credit bureau records on the basis of "completeness and accuracy".
So if you can find any inaccuracy in any of your negative records with the credit bureaus you can challenge them and have them deleted from your file.
You have the law on your side! Thousands of records get deleted every day from the credit bureaus.
This is a great way to be able to clean your credit and get out of a situation which is very detrimental.
You need to get your credit back in top shape, and it is possible to take it in your own hands and solve this situation.
You don't need an attorney.
There are self help guides that take you step by step and give you all the information needed.
If you are one of the people asking how do I repair my credit now? you have found your answer.
There is a way, and it is simple and free.